Allegany County property record for 1047 Braddock Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,458 sqft · built 1948 |
| Lot Size | 0.269 acres (11,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,900 (Nov 2022) |
| Tax Bill | $2,058 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-037860 |
| Primary APN | 06-037860 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,458 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,731 sqft (0.269 acres) |
| Garage Type | Basement |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 447 sqft |
| Deck Area | 375 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 037860 |
|---|---|
| Street Address | 1047 BRADDOCK RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11,731 SF IRREG 1047 BRADDOCK RD PT LOTS 1-2 POT HGTS |
| Legal Subdivision | POTOMAC HEIGHTS ADDITION |
| Legal Lot Number | 1,2 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1200 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1047 BRADDOCK RD, CUMBERLAND, MD 21502-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed, Transfer · VA Mortgage USAA FSB |
| Aug 29, 2019 | Grant Deed, Transfer · Conventional Mortgage KELCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | Aug 29, 2019 · Amount on Record |
| Deed Book / Page | 2832 / 169 |
| Transfer Doc | 0007340635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 16, 2022 |
| Property Address | 1047 BRADDOCK RD, CUMBERLAND, MD 21502-1936 |
| Document Number | 002832-0169 |
| Book / Page | 2832 / 169 |
| Map Reference | BOX 143 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1047 BRADDOCK RD, CUMBERLAND, MD 21502-1936 |
| Document Number | 0028320178 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2832-0178 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 29, 2019 |
| Property Address | 1047 BRADDOCK RD, CUMBERLAND, MD 21502-1936 |
| Document Number | 0024920138 |
| Book / Page | 002492 / 000138 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1047 BRADDOCK RD CUMBERLAND MD 215021936, CUMBERLAND, MD 21502-1936 |
| Document Number | 24920145 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 002492/000145 |
| Name | KELCO FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 28, 2034 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,200 (+3.55%) Land $13,300 Building $154,900 | $168,200 (-) Land $13,300 Building $154,900 | |
| 2025 | $2,058.00 (+25.49%) | $162,433 (+7.64%) | $168,200 (+11.46%) Land $13,300 Building $154,900 |
| 2023 | $1,640.00 | $150,900 Land $13,300 Building $137,600 | $150,900 Land $13,300 Building $137,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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