1036 Raintree Dr, Richmond, KY 40475 Property Records

Madison County property record for 1036 Raintree Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,387 sqft
Lot Size0.413 acres (18,013 sqft)
Owner2 Individual Names on Record
Last Sale$217,000 (Dec 2021)
Tax Bill$1,724 (2025)
Deeds & MortgagesJul 2026 Sale
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN054A-0015-0054

Property Details

APN / Parcel Number

Primary APN054A-0015-0054
Alternative APNs
  • 124749
  • 87670
  • 54323

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,387 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,013 sqft (0.413 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number54323
Street Address1036 RAINTREE DR
CityRICHMOND
StateKY
Zip40475-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS LANDING LOT 54
Legal SubdivisionMILLERS LANDING
Legal BlockA
Legal Lot Number54
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2026
Census Tract10201

Owner

Source: Madison County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1036 RAINTREE DR, RICHMOND, KY 40475-3003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 29, 2021Deed, Transfer · VA Mortgage
SOUTH CENTRAL BANK
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Deed Document Number20212014070259
Deed Book / Page816 / 411
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 21, 2026
Property Address1036 RAINTREE DR, RICHMOND, KY 40475-3003
Document Number0014363654
Book / Page885 / 731
Instrument DateJul 21, 2026
Instrument202614363654
Transaction TypeTransfer
Record UpdatedAug 3, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$28,785.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9032 EUPHEMIA CASTINE RD, LEWISBURG, OH 45338-9053

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateDec 29, 2021
Property Address1036 RAINTREE DR, RICHMOND, KY 40475-3003
Document Number00D816/411
Book / PageD816 / 411
Map ReferenceCAB 7 PG 370
Instrument DateDec 15, 2021
Instrument2014070259
Transaction TypeTransfer
Record UpdatedJan 19, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$217.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address376 HIGHLAND LAKES DR, 376, RICHMOND, KY 40475-3832

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1036 RAINTREE DR, RICHMOND, KY 40475-3003

Mortgage

Document Number2014070260
DateDec 29, 2021
Instrument2014070260
Lender
NameSOUTH CENTRAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1036 RAINTREE DR, RICHMOND, KY 40475-3003
Transaction TypeMortgage
Record UpdatedApr 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2037/145
DateMar 29, 2021
Book PageM2037/145
Instrument2014032312
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,724.00 (+4.17%) Homeowner's exemption$232,000 (+6.91%)$232,000 (+6.91%)
2023$1,655.00 (-3.61%) Homeowner's exemption$217,000 (-)$217,000 (-)
2022$1,717.00 Homeowner's exemption$217,000$217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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