1032 Raintree Dr, Richmond, KY 40475 Property Records

Madison County property record for 1032 Raintree Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,599 sqft
Lot Size0.347 acres (15,128 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Jul 2026)
Tax Bill$1,621 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054A-0015-0056

Property Details

APN / Parcel Number

Primary APN054A-0015-0056
Alternative APNs
  • 117825
  • 80875
  • 47244

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,599 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,128 sqft (0.347 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area277 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number47244
Street Address1032 RAINTREE DR
CityRICHMOND
StateKY
Zip40475-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS LANDING LOT 56
Legal SubdivisionMILLERS LANDING
Legal BlockA
Legal Lot Number56
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2026
Census Tract10201

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1032 RAINTREE DR, RICHMOND, KY 40475-3003
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2026 · Amount on Record
Deed SaleJul 10, 2026 · Amount on Record
Deed Document Number202614361579
Deed Book / Page885 / 339
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 10, 2026
Property Address1032 RAINTREE DR, RICHMOND, KY 40475-3003
Document Number0014361579
Book / Page885 / 339
Instrument DateJul 1, 2026
Instrument202614361579
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyLAND TITLE, LAND GROUP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,482.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1032 RAINTREE DR, RICHMOND, KY 40475-3003

Mortgage

Document Number0014361579,
DateJul 10, 2026
Book Page2483/394
Instrument202614361579
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,621.00 (+40.96%) Homeowner's exemption$221,000 (+33.94%)$221,000 (+33.94%)
2023$1,150.00 (-5.04%) Homeowner's exemption$165,000 (-)$165,000 (-)
2022$1,211.00 Homeowner's exemption$165,000$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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