1039 Raintree Dr, Richmond, KY 40475 Property Records

Madison County property record for 1039 Raintree Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,208 sqft
OwnerIndividual Name on Record
Last Sale$217,000 (Feb 2022)
Tax Bill$2,065 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054A-0015-0020

Property Details

APN / Parcel Number

Primary APN054A-0015-0020
Alternative APNs
  • 101221
  • 138454
  • 68442

Interior

Stories1 Story
Building Area1,208 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number68442
Street Address1039 RAINTREE DR
CityRICHMOND
StateKY
Zip40475-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS LANDING LOT 20
Legal SubdivisionMILLERS LANDING
Legal BlockA
Legal Lot Number20
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2025
Census Tract10201

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1039 RAINTREE DR, RICHMOND, KY 40475-3001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Deed Document Number2014079424
Deed Book / PageD819 / 96
Record UpdatedJun 8, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateFeb 28, 2022
Property Address1039 RAINTREE DR, RICHMOND, KY 40475-3001
Document Number000D819/96
Book / PageD819 / 96
Map ReferenceMB 7 PG 370
Instrument DateFeb 25, 2022
Instrument2014079424
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$217.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 ABBOTSFORD DR, 65, RICHMOND, KY 40475-1542

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 RAINTREE DR, RICHMOND, KY 40475-3001

Mortgage

Document Number2014079425
DateFeb 28, 2022
Instrument2014079425
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,065.00 (-1.85%) Additional exemption filed$219,000 (+0.92%)$219,000 (+0.92%)
2023$2,104.00 (+55.05%)$217,000 (+20.56%)$217,000 (+20.56%)
2022$1,357.00 Homeowner's exemption$180,000$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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