1033 Raintree Dr, Richmond, KY 40475 Property Records

Madison County property record for 1033 Raintree Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,148 sqft
OwnerIndividual Name on Record
Last Sale$155,000 (Apr 2019)
Tax Bill$1,791 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054A-0015-0017

Property Details

APN / Parcel Number

Primary APN054A-0015-0017
Alternative APNs
  • 106499
  • 143817
  • 74015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,148 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number74015
Street Address1033 RAINTREE DR
CityRICHMOND
StateKY
Zip40475-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS LANDING LOT 17
Legal SubdivisionMILLERS LANDING
Legal BlockA
Legal Lot Number17
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2025
Census Tract10201

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1033 RAINTREE DR, RICHMOND, KY 40475-3001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2024Deed of Trust, Mortgage · Line of Credit
MEMBERS HERITAGE FCU
Apr 18, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTURY LENDING CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2019 · Amount on Record
Deed SaleApr 18, 2019 · Amount on Record
Prior SaleOct 20, 2009 · Amount on Record
Deed Document Number2013991167
Deed Book / PageD00772 / 388
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1033 RAINTREE DR, RICHMOND, KY 40475-3001
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2287/525
DateMar 14, 2024
Book PageM2287/525
Instrument2014194455
Lender
NameMEMBERS HERITAGE FCU
TypeCredit Union
AddressLEXINGTON, KY 40511
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 13, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateApr 18, 2019
Property Address1033 RAINTREE DR, RICHMOND, KY 40475-3001
Document NumberD00772/388
Book / PageD00772 / 388
Map ReferenceMB 7 PG 370
Instrument DateApr 5, 2019
Instrument2013991167
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyEXECUTIVE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1033 RAINTREE DR, 1033, RICHMOND, KY 40475-3001

Transferred To (Grantee/Buyer)

NameVerified Name
Address1033 RAINTREE DR, RICHMOND, KY 40475-3001

Mortgage

Document Number2013991168
DateApr 18, 2019
Instrument2013991168
Lender
NameCENTURY LENDING CO
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Mortgage

Document NumberM01858/209
DateApr 18, 2019
Book PageM01858/209
Instrument2013991169
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 1, 2029
Interest
Rate TypeFixed Rate
Rate12%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,791.00 (+19.16%) Additional exemption filed$190,000 (+22.58%)$190,000 (+22.58%)
2023$1,503.00 (-0.33%)$155,000 (-)$155,000 (-)
2022$1,508.00$155,000$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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