1035 Thomas St, South Bend, IN 46601 Property Records

St. Joseph County property record for 1035 Thomas St, South Bend, IN 46601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,264 sqft · built 1892
Lot Size	0.175 acres (7,638 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Nov 2021)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-11-177-051.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-11-177-051.000-026`
Alternative APN	`01830682627`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	3,227 sqft
1st Floor Area	3,227 sqft
Basement Area	963 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,638 sqft (0.175 acres)
Lot Dimensions	134 ft deep x 57 ft wide
Terrain	Low
View / Lot	Alley

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1035 THOMAS ST
City	SOUTH BEND
State	IN
Zip	46601-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57X134.47 FT MID PT S SIDE N 1/2 BOL 89
Legal Subdivision	CITY/SOUTH BEND
Legal Lot Number	89
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1015
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Washington Historic District listed 1975 · 330 contributing resources · NRIS 75000049

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1035 THOMAS ST, SOUTH BEND, IN 46601-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Apr 1, 2009
Deed Document Number	202139090
Prior Transfer Date	Jul 24, 2008
Prior Transfer Doc	0000026500
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 2, 2021
Property Address	1035 THOMAS ST, SOUTH BEND, IN 46601-2642
Document Number	0002139090
Instrument Date	Oct 22, 2021
Instrument	2139090
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 THOMAS ST, SOUTH BEND, IN 46601-2642

Mortgage

Document Number	0002139091
Date	Nov 2, 2021
Instrument	2139091

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0002139092
Date	Nov 2, 2021
Instrument	2139092

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Oct 22, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,821.00 (+65.4%)	$169,600 (+77.59%) Land $14,300 Building $155,300	$169,600 (+77.59%) Land $14,300 Building $155,300
2024	$1,101.00 (-0.54%)
2023	$1,107.00 (+3.07%)	$95,500 (-) Land $14,200 Building $81,300	$95,500 (-) Land $14,200 Building $81,300
2022	$1,074.00 Homeowner's exemption	$95,500 Land $14,200 Building $81,300	$95,500 Land $14,200 Building $81,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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