1043 Thomas St, South Bend, IN 46601 Property Records

St. Joseph County property record for 1043 Thomas St, South Bend, IN 46601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,544 sqft · built 1872
Lot Size	0.101 acres (4,422 sqft)
Owner	Individual Name on Record
Tax Bill	$952 (2024)
Deeds & Mortgages	Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-08-11-177-048.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-11-177-048.000-026`
Alternative APN	`01830682624`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
Basement Area	154 sqft

Exterior

Year Built	Built 1872
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,422 sqft (0.101 acres)
Lot Dimensions	134 ft deep x 33 ft wide
Terrain	High
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01830682624
Street Address	1043 THOMAS ST
City	SOUTH BEND
State	IN
Zip	46601-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 FT W SIDE SW COR N 1/2 OF BOL 89 BEG 800' N OF SE COR OF E1/2 NW 1/4 SEC 11-37-2E
Legal Range	02E
Legal Township	37
Legal Section	11
Legal Subdivision	SOUTH BEND
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1015
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Washington Historic District listed 1975 · 330 contributing resources · NRIS 75000049

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1043 THOMAS ST, SOUTH BEND, IN 46601-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2014
Deed Sale	Jun 18, 2014
Prior Sale	Jun 18, 2014
Deed Document Number	0001414108
Last Transfer Date	Jul 9, 2019
Transfer Doc	0001916102
Record Updated	Jun 8, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 9, 2019
Property Address	1043 THOMAS ST, SOUTH BEND, IN 46601-2642
Document Number	0001916102
Instrument Date	Jun 8, 2019
Instrument	1916102
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 THOMAS ST, SOUTH BEND, IN 46601-2642

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,500 (+82.96%) Land $8,300 Building $145,200	$153,500 (+82.96%) Land $8,300 Building $145,200
2024	$952.00 (-12.9%)
2023	$1,093.00 (+4.89%)	$83,900 (-) Land $8,200 Building $75,700	$83,900 (-) Land $8,200 Building $75,700
2022	$1,042.00 Homeowner's exemption	$83,900 Land $8,200 Building $75,700	$83,900 Land $8,200 Building $75,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20