1035 Ruby Ave SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 1035 Ruby Ave SW, Vero Beach, FL 32968 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,244 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Jun 2009)
Tax Bill	$4,073 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`33-39-28-00007-0000-00017.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-28-00007-0000-00017.0`
Alternative APN	`89583`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,244 sqft Living Area
Gross Area	4,120 sqft
1st Floor Area	1,890 sqft
2nd Floor Area	1,354 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	152 ft deep x 80.1 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	622 sqft
Driveway	Brick Driveway
Driveway Area	1,350 sqft

Exterior Amenities

Pool Area	338 sqft
Porch	Screened Porch
Porch Area	302 sqft
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1035 RUBY AVE SW
City	VERO BEACH
State	FL
Zip	32968-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND LAKE SUB PHASE ONE LOT 17 PBI 17-95
Legal Range	39E
Legal Township	33S
Legal Section	28
Legal Subdivision	DIAMOND LAKE SUBDIVISION PHASE ONE
Legal Phase	1
Legal Lot Number	17
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1038
Census Tract	50707

Owner

Source: Indian River County records · APN 33-39-28-00007-0000-00017.0

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1035 RUBY AVE SW, VERO BEACH, FL 32968-5862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2009 · Amount on Record
Deed Sale	Jun 18, 2009 · Amount on Record
Prior Sale	Sep 21, 2005 · Amount on Record
Deed Document Number	20092000044
Deed Book / Page	2348 / 1150
Prior Transfer Date	Jun 22, 2007
Prior Transfer Doc	0021780712
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1035 RUBY AVE SW, VERO BEACH, FL 32968-5862
Transaction Type	Mortgage
Record Updated	Sep 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 RUBY AVE SW, VERO BEACH, FL 32968-5862

Mortgage

Document Number	0034552357
Date	Aug 20, 2021
Book Page	3455/2357
Instrument	3120210059421

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Mar 01, 2045

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,073.00 (+13.8%) Homeowner's exemption	$301,130 (+5.99%)	$478,663 (-0.99%) Land $46,750 Building $431,913
2023	$3,579.00 (+2.67%)	$284,120 (+3%)	$483,449 (+15.34%) Land $46,750 Building $436,699
2022	$3,486.00	$275,845	$419,162 Land $46,750 Building $372,412

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.