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1025 Ruby Ave SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 1025 Ruby Ave SW, Vero Beach, FL 32968 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,795 sqft · built 2005
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jan 2026)
Tax Bill$4,028 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Nov 2025 Transfer
Flood ZoneZone AE (high risk)
APN33-39-28-00007-0000-00016.0

Property Details

APN / Parcel Number

Primary APN33-39-28-00007-0000-00016.0
Alternative APN
  • 89582

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,795 sqft Living Area
Gross Area3,393 sqft
1st Floor Area2,795 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialTile
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions157 ft deep x 80.4 ft wide
View / LotInterior
Garage TypeAttached
Garage Area598 sqft
DrivewayBrick Driveway
Driveway Area1,350 sqft
PorchOpen Porch
Porch Area361 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1025 RUBY AVE SW
CityVERO BEACH
StateFL
Zip32968-5862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIAMOND LAKE SUB PHASE ONE LOT 16 PBI 17-95
Legal Range39E
Legal Township33S
Legal Section28
Legal SubdivisionDIAMOND LAKE SUBDIVISION PHASE ONE
Legal Phase1
Legal Lot Number16
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1038
Census Tract50707

Owner

Source: Indian River County records · APN 33-39-28-00007-0000-00016.0

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1025 RUBY AVE SW, VERO BEACH, FL 32968-5862
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 21, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2026 · Amount on Record
Deed SaleJan 05, 2026 · Amount on Record
Prior SaleJun 03, 2015 · Amount on Record
Deed Document Number202615
Deed Book / Page3828 / 2300
Prior Transfer DateNov 20, 2025
Prior Transfer Doc0038192402
Record UpdatedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 05, 2026
Property Address1025 RUBY AVE SW, VERO BEACH, FL 32968-5862
Document Number0038282300
Book / Page3828 / 2300
Map ReferenceMB 17 PG 95
Instrument DateDec 30, 2025
Instrument3120260000015
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyTITLE US LLC, TITLE HAUS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address636 HONEYSUCKLE LN, VERO BEACH, FL 32963-1863

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1025 RUBY AVE SW, VERO BEACH, FL 32968-5862

Mortgage

Document Number0038282303
DateJan 05, 2026
Instrument3828/2303
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateNov 21, 2025
Property Address1025 RUBY AVE SW, VERO BEACH, FL 32968-5862
Document Number0038192402
Book / Page3819 / 2402
Map ReferenceMB 17 PG 95
Instrument DateNov 20, 2025
Instrument3120250057509
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1025 RUBY AVE SW, VERO BEACH, FL 32968-5862

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 RUBY AVE SW, VERO BEACH, FL 32968-5862
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,028.00 (+13.88%) Homeowner's exemption$297,914 (+5.99%)$462,404 (-0.99%) Land $46,750 Building $415,654
2023$3,537.00 (+2.67%)$281,086 (+3%)$467,023 (+15.26%) Land $46,750 Building $420,273
2022$3,445.00$272,899$405,196 Land $46,750 Building $358,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610507071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 190 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies190 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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