Indian River County property record for 1020 Ruby Ave SW, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,236 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $535,000 (Aug 2005) |
| Tax Bill | $4,148 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-28-00007-0000-00033.0 |
| Primary APN | 33-39-28-00007-0000-00033.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,236 sqft Living Area |
| 1st Floor Area | 1,942 sqft |
| 2nd Floor Area | 1,294 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Clay Tile |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Area | 622 sqft |
| Driveway | Driveway |
| Driveway Area | 1,080 sqft |
| Pool Area | 324 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 290 sqft |
| Patio Area | 726 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 89599 |
|---|---|
| Street Address | 1020 RUBY AVE SW |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-5861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | DIAMOND LAKE SUB PHASE ONE LOT 33 PBI 17-95 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 28 |
| Legal Subdivision | DIAMOND LAKE SUBDIVISION PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 50707 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1020 RUBY AVE SW, VERO BEACH, FL 32968-5861 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2005 · Amount on Record |
| Deed Sale | Aug 16, 2005 · Amount on Record |
| Prior Sale | Jul 13, 2005 · Amount on Record |
| Deed Document Number | 1676920 |
| Deed Book / Page | 1918 / 2342 |
| Record Updated | Jun 8, 2026 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,148.00 (+13.67%) | $306,476 (+5.99%) | $493,048 (-0.98%) Land $55,250 Building $437,798 |
| 2023 | $3,649.00 (+2.64%) | $289,164 (+3%) | $497,912 (+15.08%) Land $55,250 Building $442,662 |
| 2022 | $3,555.00 | $280,742 | $432,682 Land $55,250 Building $377,432 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 190 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 190 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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