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1030 Ruby Ave SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 1030 Ruby Ave SW, Vero Beach, FL 32968 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,795 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2020)
Tax Bill$2,593.00 (2025)

Property Details

APN / Parcel Number

Primary APN33-39-28-00007-0000-00032.0
Alternative APN
  • 89598

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,795 sqft Living Area
1st Floor2,795 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Lot Area12,197 sqft (0.28 acres)
Depth X Width150 ft x 80 ft Depth x Width
Driveway1 Driveway
Driveway Area1,350 sqft Driveway
Garage Area598 sqft Garage
PorchOpen Porch
Porch Area361 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number89598
Street Address1030 RUBY AVE SW
CityVERO BEACH
StateFL
Zip32968-5861
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDIAMOND LAKE SUB PHASE ONE LOT 32 PBI 17-95
Legal Range39
Legal Township33
Legal Section28
Legal SubdivisionDIAMOND LAKE SUBDIVISION PHASE ONE
Legal Phase1
Legal Lot Number32
JurisdictionINDIAN RIVER FL
Minor Civil DivisionVERO BEACH
Census Blockgroup1
Census Block1037
Census Tract50707

Owner

Source: Indian River County records · APN 33-39-28-00007-0000-00032.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1030 RUBY AVE SW, VERO BEACH, FL 32968-5861
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK
Mar 20, 2020Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2020 · Amount on Record
Deed SaleMar 20, 2020 · Amount on Record
Prior SaleApr 13, 2005 · Amount on Record
Deed Doc Number3120200017115
Deed Book / Page3287 / 529
Record RefreshedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1030 RUBY AVE SW, VERO BEACH, FL 32968-5861
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyATLANTIC COASTAL LAND TTL CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032880717
DateMar 25, 2020
Book Page3288/717
Instrument3120200017903
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 20, 2020
Property Address1030 RUBY AVE SW, VERO BEACH, FL 32968-5861
Document Number0032870529
Book / Page3287 / 529
Map ReferenceMB 17 PG 95-98
Instrument DateMar 12, 2020
Instrument3120200017115
Transaction TypeTransfer
Record UpdatedDec 06, 2021
Title CompanyATLANTIC COASTAL LAND TTL CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4 SANDSFIELD WAY, 4, SAVANNAH, GA 31411-2511

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 RUBY AVE SW, VERO BEACH, FL 32968-5861

Mortgage

Document Number32870531
DateMar 20, 2020
Instrument3287/0531
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,593.00 (+18.13%)$195,786 (+5.99%)$470,904 (-0.97%) Land $55,250 Building $415,654
2023$2,195.00 (+2.95%)$184,727 (+3%)$475,523 (+14.95%) Land $55,250 Building $420,273
2022$2,132.00$179,346$413,696 Land $55,250 Building $358,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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