1028 Hoffman St, Petoskey, MI 49770 Property Records

Emmet County property record for 1028 Hoffman St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft
Lot Size	0.22 acres (9,620 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,202 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-401-003`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-401-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	9,620 sqft (0.22 acres)
Garage Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1028 HOFFMAN ST
City	PETOSKEY
State	MI
Zip	49770-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	EUGENE HOFFMAN'S ADDITION LOT 31 SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	EUGENE HOFFMANS ADDITION
Legal Lot Number	31
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3006
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1028 HOFFMAN ST, PETOSKEY, MI 49770-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
Jul 26, 2017	Intrafamily Transfer, Transfer
Feb 17, 2017	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Nov 17, 2010	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025
Deed Sale	Aug 28, 2025
Prior Sale	Nov 17, 2010 · Amount on Record
Deed Document Number	20255222478
Deed Book / Page	1269 / 446
Prior Transfer Date	Sep 22, 2004
Prior Transfer Doc	1056000939
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1028 HOFFMAN ST, PETOSKEY, MI 49770-3213
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 HOFFMAN ST, PETOSKEY, MI 49770-3213

Mortgage

Document Number	0000001259/0000000200
Date	Apr 24, 2024
Book Page	0000001259/0000000200
Instrument	5212209

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Jul 26, 2017
Property Address	1028 HOFFMAN ST, PETOSKEY, MI 49770-3213
Document Number	1196/0496
Book / Page	1196 / 0496
Instrument Date	Jul 25, 2017
Instrument	5149372
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1028 HOFFMAN ST, 1028, PETOSKEY, MI 49770-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 HOFFMAN ST, PETOSKEY, MI 49770-3213

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Feb 17, 2017
Property Address	1028 HOFFMAN ST, PETOSKEY, MI 49770-3213
Document Number	1192/0245
Book / Page	1192 / 0245
Instrument Date	Feb 13, 2017
Instrument	5145123
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1028 HOFFMAN ST, 1028, PETOSKEY, MI 49770-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 TOMKINS RD, BOYNE CITY, MI 49712-9170

November 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 17, 2010
Property Address	1028 HOFFMAN ST, PETOSKEY, MI 49770-3213
Document Number	1129/280
Book / Page	1129 / 280
Instrument Date	Nov 15, 2010
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349 LITTLE CEDAR DR, 349, PETOSKEY, MI 49770-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 SPRING DR, BOYNE FALLS, MI 49713-9652

Mortgage

Document Number	001129/281
Date	Nov 17, 2010
Book Page	1129/281

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Nov 15, 2043

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,400 (+9.85%) Land $256,400	$512,800 (+9.85%) Land $512,800
2025		$233,400 (+36.41%) Land $233,400	$466,800 (+36.41%) Land $466,800
2024	$4,202.00
2023		$171,100 Land $171,100	$342,200 Land $342,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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