Lake County property record for 1033 Clay St, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft · built 1953 |
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $487 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-41-0276-0002 |
| Primary APN | 001-25-41-0276-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 850 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 001-25-41-0276-0002 |
|---|---|
| Old Parcel Number | 254102760002 |
| Street Address | 1033 CLAY ST |
| City | GARY |
| State | IN |
| Zip | 46403-3754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AETNA MANOR 4TH SUB. ALL L.2 BL.2 |
| Legal Subdivision | AETNA MANOR 04 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11500 |
1033 Clay St is owned and occupied by an individual who acquired it in October 1995.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1033 CLAY ST, GARY, IN 46403-3754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 1995 |
| Deed Sale | Oct 25, 1995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1033 CLAY ST, GARY, IN 46403-3754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000048857 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 2018 048857 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 10, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1033 CLAY ST, GARY, IN 46403-3754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025131 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020 025131 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,900 Land $3,800 Building $33,100 | $36,900 Land $3,800 Building $33,100 | |
| 2024 | $487.00 | ||
| 2023 | $34,000 (+18.06%) Land $3,800 Building $30,200 | $34,000 (+18.06%) Land $3,800 Building $30,200 | |
| 2022 | $313.00 Homeowner's exemption | $28,800 Land $3,100 Building $25,700 | $28,800 Land $3,100 Building $25,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1033 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1033 Clay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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