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676 Clay St, Gary, IN 46403 Property Records

Lake County property record for 676 Clay St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,518 sqft · built 1967
Lot Size0.201 acres (8,756 sqft)
OwnerIndividual Name on File
Last Sale$17,501 (Nov 2019)
Tax Bill$2,032 (2024)
Deeds & MortgagesNov 2019 Sale
Aug 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN001-25-46-0590-0015

Property Details

APN / Parcel Number

Primary APN001-25-46-0590-0015
Alternative APNs
  • 45-08-01-478-013.000-004
  • 254605900015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories2 Stories
Building Area1,518 sqft Living Area

Exterior

Year BuiltBuilt 1967
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0590-0015
Old Parcel Number254605900015
Street Address676 CLAY ST
CityGARY
StateIN
Zip46403-2812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLEN L. RYAN'S 2ND SUB. SUB. OF LOT 14 BL.3 L.15 L.15
Legal SubdivisionGLEN
Legal Block3
Legal Lot Number14
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2014
Census Tract10207

Owner

676 Clay St is owned and occupied by an individual who bought it in November 2019.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address676 CLAY ST, GARY, IN 46403-2812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2019Grant Deed, Transfer
ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC
Aug 13, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2019 · Amount on File
Deed SaleNov 13, 2019 · Amount on File
Prior SaleAug 13, 2019 · Amount on File
Deed Document Number2019 077456
Record UpdatedJun 8, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateNov 13, 2019
Property Address676 CLAY ST, GARY, IN 46403-2812
Document Number0000077456
Instrument DateSep 30, 2019
Instrument77456
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ASHLAND AVE BUFFALO NY 142221904, BUFFALO, NY 14222-1904

August 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE IN
Recording DateAug 13, 2019
Property Address676 CLAY ST, GARY, IN 46403-2812
Document Number0000054520
Instrument DateJul 12, 2019
Instrument54520
Transaction TypeForeclosure
Record UpdatedAug 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$91,100 Land $12,600 Building $78,500$91,100 Land $12,600 Building $78,500
2024$2,032.00
2023$76,900 (+6.66%) Land $12,600 Building $64,300$76,900 (+6.66%) Land $12,600 Building $64,300
2022$2,749.00$72,100 Land $12,600 Building $59,500$72,100 Land $12,600 Building $59,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 676 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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