1041 Clay St, Gary, IN 46403 Property Records

Lake County property record for 1041 Clay St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,394 sqft · built 1953
Lot Size0.137 acres (6,011 sqft)
OwnerIndividual Name on Record
Tax Bill$1,552 (2024)
Deeds & MortgagesJul 2020 Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-41-0276-0003

Property Details

APN / Parcel Number

Primary APN001-25-41-0276-0003
Alternative APNs
  • 45-09-07-104-007.000-004
  • 254102760003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,394 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1963
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,011 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-41-0276-0003
Old Parcel Number254102760003
Street Address1041 CLAY ST
CityGARY
StateIN
Zip46403-3754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAETNA MANOR 4TH SUB. ALL L.3 BL.2
Legal SubdivisionAATNA MANOR FOURTH SUBDIVISION
Legal Block2
Legal Lot Number3
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1003
Census Tract11500

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4961 MAIN ST APT 416, 416, TACOMA, WA 98407-2937
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2020
Deed SaleJul 27, 2020
Prior SaleFeb 23, 2017
Deed Document Number2020 047381
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 27, 2020
Property Address1041 CLAY ST, GARY, IN 46403-3754
Document Number0000047381
Map ReferenceMB 29 PG 99
Instrument DateJul 14, 2020
Instrument2020 047381
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4961 MAIN ST APT 416, 416, TACOMA, WA 98407-2937

Mortgage

Document Number0000047382
DateJul 27, 2020
Instrument2020 047382
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateFeb 23, 2017
Property Address1041 CLAY ST, GARY, IN 46403-3754
Document Number0000011264
Instrument DateJan 25, 2017
Instrument11264
Transaction TypeTransfer
Record UpdatedApr 21, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address625 ALLEN ST GARY IN 464032741, GARY, IN 46403-2741

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,000 (+13.24%) Land $3,800 Building $61,200$65,000 (+13.24%) Land $3,800 Building $61,200
2024$1,552.00 (+23.96%)
2023$57,400 (+17.38%) Land $3,800 Building $53,600$57,400 (+17.38%) Land $3,800 Building $53,600
2022$1,252.00$48,900 Land $3,100 Building $45,800$48,900 Land $3,100 Building $45,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number