1040 Clay St, Gary, IN 46403 Property Records

Lake County property record for 1040 Clay St, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 777 sqft · built 1950
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual on Record
Tax Bill	$1,136 (2024)
Flood Zone	Zone X (minimal risk)
APN	`001-25-41-0272-0008`

Property Details

APN / Parcel Number

Primary APN	`001-25-41-0272-0008`
Alternative APNs	`45-08-12-229-027.000-004` `254102720008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	777 sqft Living Area
Basement Area	768 sqft

Exterior

Year Built	Built 1950
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-41-0272-0008
Old Parcel Number	254102720008
Street Address	1040 CLAY ST
City	GARY
State	IN
Zip	46403-3753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AETNA MANOR 2ND SUB. ALL L.8 BL.8
Legal Subdivision	AETNA MANOR 2ND SUB
Legal Block	8
Legal Lot Number	8
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2007
Census Tract	11500

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	7208 HARRISON AVE, HAMMOND, IN 46324-1928
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2002
Deed Sale	Feb 22, 2002
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,100 (+15.16%) Land $14,300 Building $32,800	$47,100 (+15.16%) Land $14,300 Building $32,800
2024	$1,136.00 (+5.58%)
2023		$40,900 (-2.62%) Land $14,300 Building $26,600	$40,900 (-2.62%) Land $14,300 Building $26,600
2022	$1,076.00	$42,000 Land $14,300 Building $27,700	$42,000 Land $14,300 Building $27,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20