Kane County property record for 1033 Center St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,684 sqft · built 1910 |
| Lot Size | 0.282 acres (12,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,000 (Nov 2024) |
| Tax Bill | $6,129 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-106-002 |
| Primary APN | 06-12-106-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| Gross Area | 2,526 sqft |
| Basement Area | 842 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 12,265 sqft (0.282 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 1033 CENTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLADES ADDN LOT 15 BLOCK 2 |
| Legal Subdivision | SLADES ADDN |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6016 |
| Census Tract | 850800 |
1033 Center St is owned and occupied by an individual who bought it in November 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1033 CENTER ST, ELGIN, IL 60120-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Prior Sale | Mar 15, 2022 · Amount on File |
| Deed Document Number | 202440306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 15, 2022 |
| Property Address | 1033 CENTER ST, ELGIN, IL 60120-2126 |
| Document Number | 0000014364 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022K014364 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 WATERMARK TER, ELGIN, IL 60124-3003 |
| Document Number | 0000014365 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022K014365 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 1033 Center St was $6,129.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,129.00 | $88,341 (+8.57%) Land $22,201 Building $66,140 | $265,129 (+8.57%) Land $66,630 Building $198,499 |
| 2024 | $81,368 Land $20,449 Building $60,919 | $244,202 Land $61,372 Building $182,830 | |
| 2022 | $5,291.00 (+4.67%) Homeowner's exemption | $67,028 (+6.96%) Land $16,845 Building $50,183 | $201,084 (+6.96%) Land $50,535 Building $150,549 |
| 2021 | $5,055.00 Homeowner's exemption | $62,667 Land $15,749 Building $46,918 | $188,001 Land $47,247 Building $140,754 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1033 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1033 Center St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile, Verizon.
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