Kane County property record for 1021 Center St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,065 sqft · built 1898 |
| Lot Size | 0.28 acres (12,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Oct 2013) |
| Tax Bill | $1,374 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-106-004 |
| Primary APN | 06-12-106-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,065 sqft Living Area |
| Gross Area | 1,775 sqft |
| Basement Area | 710 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,200 sqft (0.28 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1021 CENTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLADES ADDN LOT 13 BLOCK 2 |
| Legal Subdivision | SLADES ADDN |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6016 |
| Census Tract | 850800 |
1021 Center St is owned and occupied by an individual who bought it in October 2013.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1021 CENTER ST, ELGIN, IL 60120-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2013 · Amount on File |
| Deed Sale | Oct 18, 2013 · Amount on File |
| Prior Sale | Nov 17, 2011 · Amount on File |
| Deed Document Number | 201374943 |
| Prior Transfer Date | Jul 11, 2005 |
| Prior Transfer Doc | 0000084878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1021 CENTER ST, ELGIN, IL 60120-2126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008875 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021K008875 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Rate | 2.75% |
|---|
The 2025 property tax bill for 1021 Center St was $1,374 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,374.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $81,639 (+8.57%) Land $22,201 Building $59,438 | $245,015 (+8.57%) Land $66,630 Building $178,385 |
| 2024 | $75,195 Land $20,449 Building $54,746 | $225,675 Land $61,372 Building $164,304 | |
| 2022 | $1,996.00 (-50.17%) Disabled Person's exemption | $61,943 (+6.96%) Land $16,845 Building $45,098 | $185,829 (+6.96%) Land $50,535 Building $135,294 |
| 2021 | $4,006.00 Disabled Person's exemption | $57,912 Land $15,749 Building $42,163 | $173,736 Land $47,247 Building $126,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1021 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1021 Center St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures