1016 Center St, Elgin, IL 60120 Property Records

Kane County property record for 1016 Center St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,210 sqft · built 1900
Lot Size0.242 acres (10,522 sqft)
Owner2 Individual Names on File
Tax Bill$5,575 (2025)
Deeds & MortgagesDec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN06-12-105-013

Property Details

APN / Parcel Number

Primary APN06-12-105-013

Interior

Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,210 sqft Living Area
Gross Area3,448 sqft
Basement Area1,238 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area10,522 sqft (0.242 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address1016 CENTER ST
CityELGIN
StateIL
Zip60120-2127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLADES ADDN LOT 14 BLOCK 3
Legal SubdivisionSLADES ADDN
Legal Block3
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6014
Census Tract850800

Owner

1016 Center St is owned and occupied by two individuals who acquired it in October 2019.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1016 CENTER ST, ELGIN, IL 60120-2127
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 7, 2019
Transfer Doc0000060739
Record UpdatedSep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 16, 2019
Property Address1016 CENTER ST, ELGIN, IL 60120-2127
Document Number0000060739
Instrument DateOct 17, 2019
Instrument60739
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1016 CENTER ST ELGIN IL 601202127, ELGIN, IL 60120-2127

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Center St was $5,575 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,575.00 Homeowner's exemption Senior Citizen's exemption$89,080 (+8.57%) Land $21,191 Building $67,889$267,347 (+8.57%) Land $63,598 Building $203,748
2024$82,048 Land $19,518 Building $62,530$246,242 Land $58,577 Building $187,665
2022$4,500.00 (+5.51%) Homeowner's exemption$62,905 (+6.96%) Land $16,078 Building $46,827$188,715 (+6.96%) Land $48,234 Building $140,481
2021$4,265.00 Homeowner's exemption$58,812 Land $15,032 Building $43,780$176,436 Land $45,096 Building $131,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1016 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Center St

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