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1017 Center St, Elgin, IL 60120 Property Records

Kane County property record for 1017 Center St, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,630 sqft · built 1903
Lot Size0.282 acres (12,265 sqft)
OwnerIndividual Name on File
Last Sale$319,500 (Dec 2025)
Tax Bill$6,984 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-106-005

Property Details

APN / Parcel Number

Primary APN06-12-106-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,630 sqft Living Area
Gross Area2,445 sqft
Basement Area815 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Construction TypeFrame
Lot Area12,265 sqft (0.282 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1017 CENTER ST
CityELGIN
StateIL
Zip60120-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLADES ADDN LOT 12 BLOCK 2
Legal SubdivisionSLADES ADDN
Legal Block2
Legal Lot Number12
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6016
Census Tract850800

Owner

Source: Kane County records · APN 06-12-106-005

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1846 TALLMEADOW DR, DEKALB, IL 60115-1868
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jan 12, 2018Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LNC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleJan 12, 2018 · Amount on Record
Deed Document Number202552012
Prior Transfer DateJun 20, 2002
Prior Transfer Doc0000085249
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 31, 2025
Property Address1017 CENTER ST, ELGIN, IL 60120-2126
Document Number0000052012
Instrument DateDec 29, 2025
Instrument2025K052012
Transaction TypeTransfer
Record UpdatedJan 08, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$319.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1017 CENTER ST, ELGIN, IL 60120-2126

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1017 CENTER ST, ELGIN, IL 60120-2126

Mortgage

Document Number0000052013
DateDec 31, 2025
Instrument2025K052013
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeFixed Rate
Rate6.12%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 12, 2018
Property Address1017 CENTER ST, ELGIN, IL 60120-2126
Document Number0000002175
Instrument DateDec 27, 2017
Instrument2018K002175
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCITYWIDE TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressELGIN, IL 00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2016 12W, ELGIN, IL 60120

Mortgage

Document Number0000002176
DateJan 12, 2018
Instrument2018K002176
Lender
NameCROSSCOUNTRY MORTGAGE LNC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,984.00 (+4.29%) Homeowner's exemption$99,548 (+8.57%) Land $22,201 Building $77,347$298,764 (+8.57%) Land $66,630 Building $232,134
2024$6,697.00 (+11.08%) Homeowner's exemption$91,691 (+21.39%) Land $20,449 Building $71,242$275,183 (+21.44%) Land $61,372 Building $213,812
2022$6,029.00 (+4.6%) Homeowner's exemption$75,532 (+6.96%) Land $16,845 Building $58,687$226,596 (+6.96%) Land $50,535 Building $176,061
2021$5,764.00 Homeowner's exemption$70,617 Land $15,749 Building $54,868$211,851 Land $47,247 Building $164,604

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898508006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50

May also be available at this address: T-Mobile USA, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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