10322 S Spaulding Ave, Chicago, IL 60655 Property Records

Cook County property record for 10322 S Spaulding Ave, Chicago, IL 60655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 942 sqft · built 1950
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Feb 2002)
Tax Bill	$3,810 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-14-205-030`

Property Details

APN / Parcel Number

Primary APN	`24-14-205-030`
Alternative APN	`24-14-205-030-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	942 sqft Living Area
1st Floor Area	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1951
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10322 S SPAULDING AVE
City	CHICAGO
State	IL
Zip	60655-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(GUNNS) SUB OF E70ACS OF N100ACS OF NE SEC 14-37-13
Legal Range	13E
Legal Township	37N
Legal Section	14
Legal Subdivision	GUNNS SUB
Legal Block	3,3
Legal Lot Number	2,3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4002
Census Tract	740200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10322 S SPAULDING AVE, CHICAGO, IL 60655-2416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage FIRST CENTENNIAL MTG CORP
Sep 17, 2019	Deed of Trust, Mortgage FIRST CENTENNIAL MTG CORP
Feb 11, 2019	Deed of Trust, Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2002 · Amount on Record
Deed Sale	Feb 13, 2002 · Amount on Record
Prior Sale	Oct 9, 1996 · Amount on Record
Deed Document Number	200278687
Prior Transfer Date	Sep 16, 1996
Prior Transfer Doc	0000000255
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10322 S SPAULDING AVE, CHICAGO, IL 60655-2416
Document Number	2101313041
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 S SPAULDING AVE CHICAGO IL 606552416, CHICAGO, IL 60655-2416

Mortgage

Document Number	2101313041
Date	Jan 13, 2021
Instrument	1313041

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10322 S SPAULDING AVE, CHICAGO, IL 60655-2416
Document Number	1928834240
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 S SPAULDING AVE CHICAGO IL 606552416, CHICAGO, IL 60655-2416

Mortgage

Document Number	1928834240
Date	Oct 15, 2019
Instrument	28834240

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10322 S SPAULDING AVE, CHICAGO, IL 60655-2416
Document Number	1905255153
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 S SPAULDING AVE CHICAGO IL 606552416, CHICAGO, IL 60655-2416

Mortgage

Document Number	1905255153
Date	Feb 21, 2019
Instrument	5255153

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+13.75%) Land $8,000 Building $18,000	$260,000 (+13.75%) Land $80,000 Building $180,000
2023	$3,810.00 (-4.96%)
2022	$4,009.00 (+1.83%) Homeowner's exemption	$22,857 (-) Land $6,400 Building $16,457	$228,570 (-) Land $64,000 Building $164,570
2021	$3,937.00 Homeowner's exemption	$22,857 Land $6,400 Building $16,457	$228,570 Land $64,000 Building $164,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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