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10312 S Spaulding Ave, Chicago, IL 60655 Property Records

Cook County property record for 10312 S Spaulding Ave, Chicago, IL 60655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,513 sqft · built 1928
Lot Size0.118 acres (5,120 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Aug 2026)
Tax Bill$4,647 (2024)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-14-205-007

Property Details

APN / Parcel Number

Primary APN24-14-205-007
Alternative APN
  • 24-14-205-007-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,513 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,120 sqft (0.118 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10314 S SPAULDING AVE
CityCHICAGO
StateIL
Zip60655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionN40F L2 B3 GUNNS E70AC N100AC NE1/4 S14 T37N R13E
Legal Range13E
Legal Township37N
Legal Section14
Legal SubdivisionGUNNS
Legal Block3
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group4
Census Block4002
Census Tract740200

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4604 S HOMAN AVE, CHICAGO, IL 60632-2924
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2026 · Amount on Record
Deed SaleAug 14, 2026 · Amount on Record
Deed Document Number202622629022
Prior Transfer DateApr 29, 2004
Prior Transfer Doc0000008097
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 14, 2026
Property Address10312 S SPAULDING AVE, CHICAGO, IL 60655-2416
Document Number0000029022
Instrument DateJul 22, 2026
Instrument202629022
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyABI TITLE, AI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44,692.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 S HOMAN AVE, CHICAGO, IL 60632-2924

Mortgage

Document Number0000029023,
DateAug 14, 2026
Instrument202622629023
Lender
NameFINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.75%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,000 (+20.83%) Land $6,400 Building $22,600$290,000 (+20.83%) Land $64,000 Building $226,000
2024$4,647.00 (+140.53%)
2023$1,932.00 (-0.62%)
2022$1,944.00 (+5.08%) Homeowner's exemption Senior Citizen's exemption$24,000 (-) Land $5,120 Building $18,880$240,000 (-) Land $51,200 Building $188,800
2021$1,850.00 Homeowner's exemption Senior Citizen's exemption$24,000 Land $5,120 Building $18,880$240,000 Land $51,200 Building $188,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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