Cook County property record for 10315 S Spaulding Ave, Chicago, IL 60655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 734 sqft · built 1938 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,998 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-14-206-003 |
| Primary APN | 24-14-206-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 734 sqft Living Area |
| 1st Floor Area | 734 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,040 sqft (0.116 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10315 S SPAULDING AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60655-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | (GUNNS) SUB OF E70ACS OF N100ACS OF NE SEC 14-37-13 |
| Legal Range | 13E |
| Legal Township | 37N |
| Legal Section | 14 |
| Legal Subdivision | GUNNS SUB |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 740200 |
10315 S Spaulding Ave is owned and occupied by an individual.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10315 S SPAULDING AVE, CHICAGO, IL 60655-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10315 S SPAULDING AVE, CHICAGO, IL 60655-2415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0027346149 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2127346149 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate | 3.12% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,813 Land $6,300 Building $14,513 | $208,130 Land $63,000 Building $145,130 | |
| 2023 | $2,998.00 (+3.31%) | ||
| 2022 | $2,902.00 (+1.65%) Homeowner's exemption | $17,490 (-) Land $5,040 Building $12,450 | $174,900 (-) Land $50,400 Building $124,500 |
| 2021 | $2,855.00 Homeowner's exemption | $17,490 Land $5,040 Building $12,450 | $174,900 Land $50,400 Building $124,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10315 S Spaulding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10315 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 878 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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