Cook County property record for 10330 S Spaulding Ave, Chicago, IL 60655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,905 sqft · built 1948 |
| Lot Size | 0.176 acres (7,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Dec 2018) |
| Tax Bill | $6,391 (2023) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-14-205-032 |
| Primary APN | 24-14-205-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,905 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,680 sqft (0.176 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 10330 S SPAULDING AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60655-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | SOUTH 60 FT OF LOT 3 IN BLK 3 IN GU NN SUB E 70 ACRES N 100 ACRES NE4 OF SEC14 T37N R13E 3P |
| Legal Range | 13E |
| Legal Township | 37N |
| Legal Section | 14 |
| Legal Subdivision | GUNNS |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 740200 |
10330 S Spaulding Ave is owned and occupied by an individual who bought it in December 2018.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10330 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI BMO HARRIS BK NA |
| Jul 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA |
| Dec 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BK NA |
| Feb 8, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on File |
| Deed Sale | Dec 7, 2018 · Amount on File |
| Prior Sale | Jul 20, 2006 · Amount on File |
| Deed Document Number | 201818077 |
| Prior Transfer Date | Jan 28, 2018 |
| Prior Transfer Doc | 0000046194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10330 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10330 S SPAUDLING AVE, CHICAGO, IL 60655-2416 |
| Investor | Possibly a Property Investor |
| Document Number | 0016628020 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2316628020 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10330 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 2015307215 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10330 S SPAULDING AVE CHICAGO IL 606552416, CHICAGO, IL 60655-2416 |
| Document Number | 2015307215 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 15307215 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10330 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 1919916100 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10330 S SPAULDING AVE CHICAGO IL 606552416, CHICAGO, IL 60655-2416 |
| Document Number | 1919916100 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 19916100 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 17, 2039 |
| Rate | 3.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 7, 2018 |
| Property Address | 10330 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 1834118077 |
| Instrument Date | Nov 4, 2018 |
| Instrument | 34118077 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11041 S DRAKE AVE CHICAGO IL 606553310, CHICAGO, IL 60655-3310 |
| Document Number | 1834118078 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 34118078 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2048 |
| Rate | 4.87% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 8, 2018 |
| Property Address | 10330 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 1803946194 |
| Instrument Date | Jan 28, 2018 |
| Instrument | 3946194 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10330 S SPAULDING AVE CHICAGO IL 606552416, CHICAGO, IL 60655-2416 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,000 Land $9,600 Building $31,400 | $410,000 Land $96,000 Building $314,000 | |
| 2023 | $6,391.00 (-7.74%) | ||
| 2022 | $6,927.00 (+2.03%) Homeowner's exemption | $37,000 (-) Land $7,680 Building $29,320 | $370,000 (-) Land $76,800 Building $293,200 |
| 2021 | $6,789.00 Homeowner's exemption | $37,000 Land $7,680 Building $29,320 | $370,000 Land $76,800 Building $293,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10330 S Spaulding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10330 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 878 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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