1032 Tradewinds Dr, Monroe, NC 28112 Property Records

Union County property record for 1032 Tradewinds Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,580 sqft · built 2006
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Aug 2006)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-321-382`

Property Details

APN / Parcel Number

Primary APN	`09-321-382`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,580 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1032 TRADEWINDS DR
City	MONROE
State	NC
Zip	28112-7750
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	M-U-SU MON
Legal Description	#249 SOUTHWINDS PH2 MP1 OPCJ156
Legal Subdivision	SOUTHWINDS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4003
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1032 TRADEWINDS DR, MONROE, NC 28112-7750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional with PMI SOVEREIGN LNDG
Jul 25, 2017	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2006 · Amount on Record
Deed Sale	Aug 14, 2006 · Amount on Record
Deed Document Number	200636825
Deed Book / Page	4264 / 27
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1032 TRADEWINDS DR, MONROE, NC 28112-7750
Document Number	7694224
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NEXUS TITLE COMPANY, NEXUS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1032 TRADEWINDS DR MONROE NC 281127750, MONROE, NC 28112-7750

Mortgage

Document Number	7694224
Date	Jun 8, 2020
Book Page	007694/000224
Instrument	20255

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1032 TRADEWINDS DR, MONROE, NC 28112-7750
Document Number	698392
Book / Page	006983 / 000092
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1032 TRADEWINDS DR MONROE NC 281127750, MONROE, NC 28112-7750

Mortgage

Document Number	698392
Date	Jul 28, 2017
Book Page	006983/000092
Instrument	21649

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,800 (-) Land $64,400 Building $334,400	$398,800 (-) Land $64,400 Building $334,400
2025	$3,486.00 (+22.92%)	$398,800 (+53.33%) Land $64,400 Building $334,400	$398,800 (+53.33%) Land $64,400 Building $334,400
2023	$2,836.00	$260,100 Land $38,000 Building $222,100	$260,100 Land $38,000 Building $222,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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