1027 Tradewinds Dr, Monroe, NC 28112 Property Records

Union County property record for 1027 Tradewinds Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,850 sqft · built 2006
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Sep 2007)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-321-374`

Property Details

APN / Parcel Number

Primary APN	`09-321-374`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1027 TRADEWINDS DR
City	MONROE
State	NC
Zip	28112-7750
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	M-U-SU MON
Legal Description	#241 SOUTHWINDS PH2 MP1 OPCJ156
Legal Subdivision	SOUTHWINDS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4003
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 TRADEWINDS DR, MONROE, NC 28112-7750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2007 · Amount on Record
Deed Sale	Sep 4, 2007 · Amount on Record
Deed Document Number	200739852
Deed Book / Page	4677 / 48
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1027 TRADEWINDS DR, MONROE, NC 28112-7750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7010137
Date	Sep 7, 2017
Book Page	7010/137
Instrument	0026278

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1027 TRADEWINDS DR, MONROE, NC 28112-7750
Document Number	7744744
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1027 TRADEWINDS DR MONROE NC 281127750, MONROE, NC 28112-7750

Mortgage

Document Number	7744744
Date	Jul 23, 2020
Book Page	007744/000744
Instrument	27378

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2040

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,900 (-) Land $64,400 Building $281,500	$345,900 (-) Land $64,400 Building $281,500
2025	$3,023.00 (+20.39%)	$345,900 (+50.2%) Land $64,400 Building $281,500	$345,900 (+50.2%) Land $64,400 Building $281,500
2023	$2,511.00	$230,300 Land $38,000 Building $192,300	$230,300 Land $38,000 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tradewinds Dr

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