1024 Tradewinds Dr, Monroe, NC 28112 Property Records

Union County property record for 1024 Tradewinds Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,850 sqft · built 2006
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on File
Last Sale	$275,000 (May 2021)
Tax Bill	$3,057 (2025)
Deeds & Mortgages	May 2021 Sale Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-321-380`

Property Details

APN / Parcel Number

Primary APN	`09-321-380`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Deck Area	376 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1024 TRADEWINDS DR
City	MONROE
State	NC
Zip	28112-7750
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	M-U-SU MON
Legal Description	#247 SOUTHWINDS PH2 MP1 OPCJ156
Legal Subdivision	SOUTHWINDS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4003
Census Tract	20501

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Apr 15, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	202125148
Deed Book / Page	8115 / 839
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 26, 2021
Property Address	1024 TRADEWINDS DR, MONROE, NC 28112-7750
Document Number	8115839
Book / Page	8115 / 839
Map Reference	CAB J FILE 156&157
Instrument Date	May 24, 2021
Instrument	25148
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7702 JENNY ANN DR, 7702, CHARLOTTE, NC 28216-8024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 15, 2019
Property Address	1024 TRADEWINDS DR, MONROE, NC 28112-7750
Document Number	0007349364
Book / Page	7349 / 364
Map Reference	CAB J FILE 156&157
Instrument Date	Apr 15, 2019
Instrument	0009635
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 CAPE FEAR ST, 617, FORT MILL, SC 29715-6819

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009636
Date	Apr 15, 2019
Instrument	0009636

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 8, 2017
Property Address	1024 TRADEWINDS DR, MONROE, NC 28112-7750
Document Number	0007049823
Book / Page	7049 / 823
Map Reference	CAB J FILE 156&157
Instrument Date	Nov 8, 2017
Instrument	0032996
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 TRADEWINDS DR, MONROE, NC 28112-7750

Mortgage

Document Number	0000032997
Date	Nov 8, 2017
Instrument	0032997

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,057.00 (+19.98%)	$349,800 (+49.68%) Land $64,400 Building $285,400	$349,800 (+49.68%) Land $64,400 Building $285,400
2023	$2,548.00	$233,700 Land $38,000 Building $195,700	$233,700 Land $38,000 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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