Union County property record for 1040 Tradewinds Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,602 sqft · built 2008 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Oct 2014) |
| Tax Bill | $2,242 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-384 |
| Primary APN | 09-321-384 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 611 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1040 TRADEWINDS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | M-U-SU MON |
| Legal Description | #251 SOUTHWINDS PH2 MP1 OPCJ156 |
| Legal Subdivision | SOUTHWINDS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20501 |
1040 Tradewinds Dr, a rural home, is owned and occupied by an individual who bought it in October 2014.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 TRADEWINDS DR, MONROE, NC 28112-7750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2014 · Amount on File |
| Deed Sale | Oct 16, 2014 · Amount on File |
| Prior Sale | Aug 28, 2013 |
| Deed Document Number | 201427540 |
| Deed Book / Page | 6318 / 650 |
| Prior Transfer Date | Jan 15, 2013 |
| Prior Transfer Doc | 5916108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 23, 2021 |
| Property Address | 1040 TRADEWINDS DR, MONROE, NC 28112-7750 |
| Document Number | 8180816 |
| Book / Page | 8180 / 816 |
| Map Reference | CAB J FILE 156&157 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 34817 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 TRADEWINDS DR, MONROE, NC 28112-7750 |
| Document Number | 34818 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 34818 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 1040 Tradewinds Dr was $2,242.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,500 (-) Land $64,400 Building $192,100 | $256,500 (-) Land $64,400 Building $192,100 | |
| 2025 | $2,242.00 | $256,500 Land $64,400 Building $192,100 | $256,500 Land $64,400 Building $192,100 |
| 2023 | $1,940.00 | $177,900 Land $38,000 Building $139,900 | $177,900 Land $38,000 Building $139,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Tradewinds Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 Tradewinds Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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