Hillsborough County property record for 10315 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,938 sqft · built 2007 |
| Lot Size | 0.152 acres (6,601 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Nov 2025) |
| Tax Bill | $5,373 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Sep 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077775-0266 |
| Primary APN | 077775-0266 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,938 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,601 sqft (0.152 acres) |
| Lot Dimensions | 117 ft deep x 55.8 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 258 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750266 |
|---|---|
| Street Address | 10315 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1A LOT 7 BLOCK 4 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1A |
| Legal Tract | 99D |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 14007 |
10315 Celtic Ash Dr is owned and occupied by two individuals who bought it in November 2025.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10315 CELTIC ASH DR, RUSKIN, FL 33573-6740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Sep 18, 2024 | Warranty Deed, Transfer UNKNOWN, JADIAN TITLE & TRUST LLC |
| May 22, 2019 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on File |
| Deed Sale | Nov 18, 2025 · Amount on File |
| Prior Sale | Sep 18, 2024 · Amount on File |
| Deed Document Number | 2025488774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 18, 2025 |
| Property Address | 10315 CELTIC ASH DR, RUSKIN, FL 33573-6740 |
| Document Number | 0000488774 |
| Map Reference | MB 112 PG 62 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025488774 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 742 TRAFALGAR STREET, DELTONA, FL 32725-5515 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10315 CELTIC ASH DR, RUSKIN, FL 33573-6740 |
| Document Number | 0000488775 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025488775 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 18, 2024 |
| Property Address | 10315 CELTIC ASH DR, RUSKIN, FL 33573-6740 |
| Document Number | 0000392380 |
| Map Reference | MB 112 PG 62 |
| Instrument Date | Sep 18, 2024 |
| Instrument | 2024392380 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | UNKNOWN, JADIAN TITLE & TRUST LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2210 MISTY RIDGE LN, VALRICO, FL 33594-5536 |
| Name | Verified Name |
|---|---|
| Address | 10315 CELTIC ASH DR, RUSKIN, FL 33573-6740 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 22, 2019 |
| Property Address | 10315 CELTIC ASH DR, RUSKIN, FL 33573-6740 |
| Document Number | 0266431352 |
| Book / Page | 026643 / 001352 |
| Instrument Date | May 14, 2019 |
| Instrument | 217075 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10315 CELTIC ASH DR RUSKIN FL 335736740, RUSKIN, FL 33573-6740 |
The 2025 property tax bill for 10315 Celtic Ash Dr was $5,373.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,167 (+4.14%) | $294,445 (-3.22%) Land $84,796 Building $209,649 | |
| 2025 | $5,373.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $207,569 | $304,257 Land $91,318 Building $212,939 |
| 2023 | $4,728.00 (+3.59%) Homeowner's exemption Disabled Person's exemption | $195,774 (+3%) | $294,355 (+5.25%) Land $84,796 Building $209,559 |
| 2022 | $4,564.00 Homeowner's exemption Disabled Person's exemption | $190,072 | $279,672 Land $71,750 Building $207,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10315 Celtic Ash Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10315 Celtic Ash Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures