10312 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10312 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,946 sqft · built 2014
Lot Size0.143 acres (6,222 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Jun 2022)
Tax Bill$10,207 (2025)
Deeds & MortgagesDec 2022 Transfer
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077775-0428

Property Details

APN / Parcel Number

Primary APN077775-0428
Alternative APN
  • U19312099D000005000650

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,946 sqft Living Area
Gross Area3,726 sqft
1st Floor Area1,259 sqft
Upper Floors Area1,687 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,222 sqft (0.143 acres)
Lot Dimensions117 ft deep x 53.5 ft wide
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750428
Street Address10312 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 65 BLOCK 5
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block5
Legal Lot Number65
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1037
Census Tract14007

Owner

Source: Hillsborough County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10312 CELTIC ASH DR, RUSKIN, FL 33573-6737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Intrafamily Transfer, Transfer
Jun 28, 2022Warranty Deed, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Jan 26, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2022 · Amount on Record
Deed SaleJun 28, 2022 · Amount on Record
Prior SaleOct 9, 2014 · Amount on Record
Deed Document Number2022322148
Last Transfer DateDec 19, 2022
Transfer Doc0000595854
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateDec 20, 2022
Property Address10312 CELTIC ASH DR, RUSKIN, FL 33573-6737
Document Number0000595854
Map ReferenceMB 112 PG 62-83
Instrument DateDec 19, 2022
Instrument2022595854
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10312 CELTIC ASH DR, RUSKIN, FL 33573-6737

Transferred To (Grantee/Buyer)

NameVerified Name
Address10312 CELTIC ASH DR, RUSKIN, FL 33573-6737

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 28, 2022
Property Address10312 CELTIC ASH DR, RUSKIN, FL 33573-6737
Document Number0000322148
Map ReferenceMB 112 PG 62-83
Instrument DateJun 27, 2022
Instrument2022322148
Transaction TypeTransfer
Record UpdatedJul 11, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10463 GIBSONTON DR, 10463, RIVERVIEW, FL 33578-5427

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10312 CELTIC ASH DR, RUSKIN, FL 33573-6737

Mortgage

Document Number0000322149
DateJun 28, 2022
Instrument2022322149
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 26, 2021
Property Address10312 CELTIC ASH DR, RUSKIN, FL 33573-6737
Document Number0000038517
Instrument DateJan 20, 2021
Instrument38517
Transaction TypeTransfer
Record UpdatedFeb 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10312 CELTIC ASH DR RUSKIN FL 335736737, RUSKIN, FL 33573-6737

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,207.00 (-2.49%) Homeowner's exemption$425,713 (+7.21%) Land $101,843 Building $323,870$425,713 (+7.21%) Land $101,843 Building $323,870
2024$10,468.00 (+7.68%)
2023$9,721.00 (+56.11%)$397,089 (+61.22%) Land $82,233 Building $314,856$397,089 (+7.06%) Land $82,233 Building $314,856
2022$6,227.00 Homeowner's exemption$246,295$370,905 Land $69,582 Building $301,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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