Hillsborough County property record for 10314 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,084 sqft · built 2009 |
| Lot Size | 0.155 acres (6,770 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $183,000 (Jul 2009) |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | Jun 2021 Second Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077775-0426 |
| Primary APN | 077775-0426 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 2,852 sqft |
| 1st Floor Area | 360 sqft |
| 2nd Floor Area | 1,200 sqft |
| Upper Floors Area | 524 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,770 sqft (0.155 acres) |
| Lot Dimensions | 117 ft deep x 48.3 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750426 |
|---|---|
| Street Address | 10314 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1A LOT 64 BLOCK 5 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1A |
| Legal Tract | 99D |
| Legal Block | 5 |
| Legal Lot Number | 64 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 14007 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10314 CELTIC ASH DR, RUSKIN, FL 33573-6737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GROW FINANCIAL FCU |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY CAP MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2009 · Amount on Record |
| Deed Sale | Jul 29, 2009 · Amount on Record |
| Deed Document Number | 2009246384 |
| Deed Book / Page | 19382 / 584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10314 CELTIC ASH DR, RUSKIN, FL 33573-6737 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10314 CELTIC ASH DR, RUSKIN, FL 33573-6737 |
| Document Number | 2021308974 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021308974 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10314 CELTIC ASH DR, RUSKIN, FL 33573-6737 |
| Document Number | 0000304174 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10314 CELTIC ASH DR RUSKIN FL 335736737, RUSKIN, FL 33573-6737 |
| Document Number | 0000304174 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 304174 |
| Name | GATEWAY CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 26, 2035 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,456 (+2.7%) | $306,282 (-3.98%) Land $86,084 Building $220,198 | |
| 2025 | $4,046.00 (+17.07%) Homeowner's exemption | $127,026 (+5.99%) | $318,990 (+9.1%) Land $92,706 Building $226,284 |
| 2023 | $3,456.00 (+6.47%) Homeowner's exemption | $119,850 (+3%) | $292,370 (+8.86%) Land $74,856 Building $217,514 |
| 2022 | $3,246.00 Homeowner's exemption | $116,359 | $268,575 Land $63,340 Building $205,235 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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