10311 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10311 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,917 sqft · built 2007
Lot Size0.138 acres (6,002 sqft)
OwnerCompany Name on File
Last Sale$163,900 (Dec 2014)
Tax Bill$7,737 (2025)
Deeds & MortgagesSep 2019 Loan Modification
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN077775-0262

Property Details

APN / Parcel Number

Primary APN077775-0262
Alternative APN
  • U19312099D000004000050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,917 sqft Living Area
Gross Area2,410 sqft
1st Floor Area1,917 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,002 sqft (0.138 acres)
Lot Dimensions117 ft deep x 50.7 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area52 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750262
Street Address10311 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 5 BLOCK 4
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block4
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1035
Census Tract14007

Owner

10311 Celtic Ash Dr is owned by a company that bought it in December 2014.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2019Loan Modification, Mortgage · Line of Credit
MORGAN STANLEY MTG CAP HOLDING
Sep 6, 2019Quit Claim Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2014 · Amount on File
Deed SaleDec 1, 2014 · Amount on File
Prior SaleAug 30, 2013
Deed Document Number2014409456
Deed Book / Page22945 / 1392
Prior Transfer DateAug 28, 2013
Prior Transfer Doc0000333630
Record UpdatedOct 29, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Recording DateSep 6, 2019
Property Address10311 CELTIC ASH DR, RUSKIN, FL 33573-6740
Document Number0269310001
Book / Page026931 / 000001
Instrument DateAug 22, 2019
Instrument386271
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818

Mortgage

Document Number269310001
DateSep 6, 2019
Book Page026931/000001
Instrument386271
Lender
NameMORGAN STANLEY MTG CAP HOLDING
TypeMortgage Company
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 5, 2039
Interest
Rate TypeAdjustable Rate

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 6, 2019
Property Address10311 CELTIC ASH DR, RUSKIN, FL 33573-6740
Document Number0269301978
Book / Page026930 / 001978
Instrument DateAug 22, 2019
Instrument386270
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Tax Assessment & Valuation

The 2025 property tax bill for 10311 Celtic Ash Dr was $7,737, up 9.6% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,797 (-3.15%) Land $77,870 Building $204,927$282,797 (-3.15%) Land $77,870 Building $204,927
2025$7,737.00 (+9.59%)$291,998 Land $83,861 Building $208,137$291,998 Land $83,861 Building $208,137
2024$7,060.00 (+9.24%)
2023$6,463.00 (+7.64%)$282,582 (+5.04%) Land $77,870 Building $204,712$282,582 (+5.04%) Land $77,870 Building $204,712
2022$6,004.00$269,023 Land $65,890 Building $203,133$269,023 Land $65,890 Building $203,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10311 Celtic Ash Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10311 Celtic Ash Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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