10302 Royal Rd, Silver Spring, MD 20903 Property Records

Montgomery County property record for 10302 Royal Rd, Silver Spring, MD 20903

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,756 sqft · built 1959
Lot Size	0.208 acres (9,039 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 1995)
Tax Bill	$5,361 (2025)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-00317630`

Property Details

APN / Parcel Number

Primary APN	`05-00317630`
Alternative APN	`00317630`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	546 sqft
Finished Basement	546 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,039 sqft (0.208 acres)
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00317630
Street Address	10302 ROYAL RD
City	SILVER SPRING
State	MD
Zip	20903-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	5709-724 HILLANDALE HGTS
Legal Subdivision	HILLANDALE HGTS
Legal Block	4
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3005
Census Tract	701505

Owner

Source: Montgomery County records · APN 05-00317630

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10302 ROYAL RD, SILVER SPRING, MD 20903-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 1995 · Amount on Record
Deed Sale	Jul 28, 1995 · Amount on Record
Deed Book / Page	13530 / 422
Record Updated	Sep 20, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	10302 ROYAL RD, SILVER SPRING, MD 20903-1615
Document Number	0576320391
Instrument Date	May 01, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10302 ROYAL RD SILVER SPRING MD 209031615, SILVER SPRING, MD 20903-1615

Mortgage

Document Number	0576320391
Date	May 29, 2019
Book Page	057632/000391

Lender

Name	SUNTRUST BK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,400 (+5.51%) Land $211,800 Building $204,600	$416,400 (-) Land $211,800 Building $204,600
2025	$5,361.00 (+39.75%)	$394,667 (+12.38%)	$416,400 (+18.56%) Land $211,800 Building $204,600
2023		$351,200 Land $211,800 Building $139,400	$351,200 Land $211,800 Building $139,400
2022	$3,836.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2015–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.