Montgomery County property record for 10220 Royal Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,330 sqft · built 1960 |
| Lot Size | 0.231 acres (10,051 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (May 2020) |
| Tax Bill | $5,848 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00320091 |
| Primary APN | 05-00320091 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,330 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 470 sqft |
| Finished Basement | 470 sqft |
| Utility Area | 63 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,051 sqft (0.231 acres) |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Patio Area | 130 sqft |
| Shed | 1 Shed |
| Shed Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00320091 |
|---|---|
| Street Address | 10220 ROYAL RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE HGTS |
| Legal Subdivision | HILLANDALE HGTS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 701505 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10220 ROYAL RD, SILVER SPRING, MD 20903-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| May 11, 2020 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2020 · Amount on Record |
| Deed Sale | May 11, 2020 · Amount on Record |
| Deed Book / Page | 59530 / 435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10220 ROYAL RD, SILVER SPRING, MD 20903-1613 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | PROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 10220 ROYAL RD, SILVER SPRING, MD 20903-1613 |
| Document Number | 0630050108 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 63005/108 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 11, 2020 |
| Property Address | 10220 ROYAL RD, SILVER SPRING, MD 20903-1613 |
| Document Number | 0595300435 |
| Book / Page | 59530 / 435 |
| Map Reference | MB 62 PL 5429 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10220 ROYAL RD, SILVER SPRING, MD 20903-1613 |
| Document Number | 59530443 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 59530/443 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,400 (+9.77%) Land $216,500 Building $343,900 | $560,400 (-) Land $216,500 Building $343,900 | |
| 2025 | $5,848.00 (+34.87%) | $510,533 (+24.28%) | $560,400 (+36.42%) Land $216,500 Building $343,900 |
| 2023 | $410,800 Land $216,500 Building $194,300 | $410,800 Land $216,500 Building $194,300 | |
| 2022 | $4,336.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2015–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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