836 E 10 Mile Rd, Ferndale, MI 48220 Property Records

Oakland County property record for 836 E 10 Mile Rd, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 812 sqft · built 1920
Lot Size0.072 acres (3,136 sqft)
OwnerIndividual Name on File
Tax Bill$1,411 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-27-203-006

Property Details

APN / Parcel Number

Primary APN24-25-27-203-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area812 sqft Living Area
1st Floor Area812 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2022
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,136 sqft (0.072 acres)
Lot Dimensions104 ft deep x 30 ft wide
PorchSlab
Porch Area145 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address836 E 10 MILE RD
CityFERNDALE
StateMI
Zip48220-1044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HEIGHTS ROYAL OAK ADD W 20 FT OF LOT 134 & E 10 FT OF LOT 135
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HEIGHTS ROYAL OAK ADD
Legal Lot Number134-135
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2004
Census Tract173000

Owner

836 E 10 Mile Rd is owned and occupied by an individual who acquired it in July 2004.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address836 E 10 MILE RD, FERNDALE, MI 48220-1044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 4, 2017Deed of Trust, Mortgage · Conventional with PMI
CITIZENS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2004
Deed SaleJul 23, 2004
Deed Document Number2004325941
Deed Book / Page33655 / 455
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address836 E 10 MILE RD, FERNDALE, MI 48220-1044
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000192351
DateNov 15, 2019
Book Page53510/00438
Instrument192351
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address836 E 10 MILE RD, FERNDALE, MI 48220-1044
Document Number0000082747
Book / Page050601 / 000063
Instrument DateApr 4, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address836 E 10 MILE RD FERNDALE MI 482201044, FERNDALE, MI 48220-1044

Mortgage

Document Number0000082747
DateApr 24, 2017
Book Page050601/000063
Instrument82747
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional with PMI
AmountAmount on Record
Term300 Months
DueApr 23, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 836 E 10 Mile Rd was $1,411 with a homeowner's exemption, down 1.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,411.00 (-1.26%) Homeowner's exemption$91,530$183,060
2024$1,429.00
2023$81,380$162,760
2021$1,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 836 E 10 Mile Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 836 E 10 Mile Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Also Mapped HereCITY OF ROYAL OAK
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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