103 Sun Drop Ln, Georgetown, KY 40324 Property Records

Scott County property record for 103 Sun Drop Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,695 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Feb 2026)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Apr 2023 Sale Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`192-10-199.039`

Property Details

APN / Parcel Number

Primary APN	`192-10-199.039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,695 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	103 SUN DROP LN
City	GEORGETOWN
State	KY
Zip	40324-8398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTTON PLACE
Legal Subdivision	SUTTON PLACE
Legal Lot Number	39
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	40205

Owner

103 Sun Drop Ln is owned by two individuals who bought it in February 2026.

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 SUN DROP LN, GEORGETOWN, KY 40324-8398
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Feb 4, 2020	Deed, Transfer · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Dec 5, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Jul 21, 2025 · Amount on File
Deed Document Number	2026572388
Deed Book / Page	463 / 797
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 3, 2023
Property Address	103 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	000D441/23
Book / Page	D441 / 23
Map Reference	CAB 12 SL 141
Instrument Date	Mar 31, 2023
Instrument	470092
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SUN DROP LN, GEORGETOWN, KY 40324-8398

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 8, 2021
Property Address	103 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	00D429/282
Book / Page	D429 / 282
Map Reference	CAB 12 SL 141
Instrument Date	Oct 22, 2021
Instrument	445181
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	HOME CLOSINGS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 GLASFORD SQ APT 104, 845, LEXINGTON, KY 40515-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SUN DROP LN, GEORGETOWN, KY 40324-8398

Mortgage

Document Number	0000445182
Date	Nov 8, 2021
Instrument	445182

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 4, 2020
Property Address	103 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	00D412/133
Book / Page	D412 / 133
Map Reference	CAB 12 SL 141
Instrument Date	Jan 31, 2020
Instrument	411649
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 SUN DROP LN, GEORGETOWN, KY 40324-8398

Mortgage

Document Number	0000411651
Date	Feb 4, 2020
Instrument	411651

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2030

Mortgage

Document Number	0M1487/757
Date	Feb 4, 2020
Book Page	M1487/757
Instrument	411650

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 5, 2019
Property Address	103 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	00D410/781
Book / Page	D410 / 781
Map Reference	CAB 12 SL 141
Instrument Date	Nov 10, 2019
Instrument	409185
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Tax	$41.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	1720 SHARKEY WAY, LEXINGTON, KY 40511-2028
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 103 Sun Drop Ln was $2,894.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,000 (+7.69%)	$350,000 (+7.69%)
2025	$2,894.00	$325,000	$325,000
2023	$2,502.00 (+4.51%)	$276,000 (-) Land $45,000 Building $231,000	$276,000 (-) Land $45,000 Building $231,000
2022	$2,394.00	$276,000 Land $42,000 Building $234,000	$276,000 Land $42,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Sun Drop Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2008–2015)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Sun Drop Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

103 Sun Drop Ln, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

December 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Sun Drop Ln

Nearby Streets

Search Property Records by Address or Parcel Number