Scott County property record for 102 Sun Drop Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,846 sqft · built 2021 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Mar 2025) |
| Tax Bill | $2,492 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-199.052 |
| Primary APN | 192-10-199.052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,846 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Street Address | 102 SUN DROP LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUTTON PLACE |
| Legal Subdivision | SUTTON PLACE |
| Legal Lot Number | 60 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
102 Sun Drop Ln is owned and occupied by an individual who bought it in March 2025.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 24, 2025 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Nov 19, 2021 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on File |
| Deed Sale | Mar 24, 2025 · Amount on File |
| Prior Sale | Nov 19, 2021 · Amount on File |
| Deed Document Number | 2025532399 |
| Deed Book / Page | 456 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 26, 2026 |
| Property Address | 102 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 0000587280 |
| Book / Page | 1898 / 845 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2026587280 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 102 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Investor | Possibly a Property Investor |
| Document Number | 0000587280, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 1898/845 |
| Instrument | 2026587280 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate | 6.17% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 24, 2025 |
| Property Address | 102 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 00D456/197 |
| Book / Page | D456 / 197 |
| Map Reference | CAB 12 SL 141 |
| Instrument Date | Mar 19, 2025 |
| Instrument | 532399 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 569 CECIL WAY, LEXINGTON, KY 40503-2845 |
| Name | Verified Name |
|---|---|
| Address | 102 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 0000532403 |
|---|---|
| Date | Mar 24, 2025 |
| Instrument | 532403 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 19, 2021 |
| Property Address | 102 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 00D429/549 |
| Book / Page | D429 / 549 |
| Map Reference | CAB 12 SL 141 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 445716 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1255 PROVIDENCE PLACE PKWY, LEXINGTON, KY 40511-8379 |
| Name | Verified Name |
|---|---|
| Address | 102 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 0000445717 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 445717 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 102 Sun Drop Ln was $2,492.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,000 (+19.73%) | $335,000 (+19.73%) | |
| 2025 | $2,492.00 | $279,800 | $279,800 |
| 2023 | $2,367.00 (+9.33%) | $261,100 (+4.62%) Land $51,600 Building $209,500 | $261,100 (+4.62%) Land $51,600 Building $209,500 |
| 2022 | $2,165.00 | $249,570 Land $51,600 Building $197,970 | $249,570 Land $51,600 Building $197,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Sun Drop Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Sun Drop Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures