103 78th St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 103 78th St, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 1946
Lot Size	0.118 acres (5,120 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,995,000 (Jan 2022)
Tax Bill	$14,838 (2025)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`71255-0000-4`

Property Details

APN / Parcel Number

Primary APN	`71255-0000-4`
Alternative APN	`3416207125500004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	1,574 sqft
1st Floor Area	1,224 sqft
Basement Area	240 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	80 ft deep x 64 ft wide
View / Lot	Island
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	103 78TH ST
City	HOLMES BEACH
State	FL
Zip	34217-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-2
Legal Description	LOT 7 BLK F HOLMES BEACH DEV THIRD UNIT PI#71255.0000/4
Legal Range	16E
Legal Township	34S
Legal Section	20
Legal Subdivision	HOLMES BEACH DEVELOPMENT 3RD UNIT
Legal Tract	07124000
Legal Block	F
Legal Lot Number	7
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1004
Census Tract	1802

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 1099, ANNA MARIA, FL 34216-1099
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Deed Document Number	20223248
Prior Transfer Date	Feb 27, 2019
Prior Transfer Doc	0041018902
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 7, 2022
Property Address	103 78TH ST, HOLMES BEACH, FL 34217-1047
Document Number	0041003248
Map Reference	MB 7 PG 21
Instrument Date	Jan 7, 2022
Instrument	202241003248
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$13,965.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2085 9TH AVE, SAN FRANCISCO, CA 94116-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1099, ANNA MARIA, FL 34216-1099

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,040,859 (+1%)	$1,135,949 (+20.05%) Land $946,220 Building $189,729
2025	$14,838.00 (-16.25%)	$946,235 (-19.42%) Land $946,220 Building $15	$946,235 (-19.42%) Land $946,220 Building $15
2024	$17,716.00 (-2.83%)
2023	$18,232.00 (-0.43%)	$1,174,281 (+0.44%) Land $946,220 Building $228,061	$1,174,281 (+0.44%) Land $946,220 Building $228,061
2022	$18,310.00	$1,169,179 Land $556,600 Building $612,579	$1,169,179 Land $556,600 Building $612,579

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 331 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	513 units insured incl. 182 condo units
Nearby Flood Claims	272 (2017–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims Hurricane Helene, Sep 2024 · 254 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20