Manatee County property record for 101 78th St, Holmes Beach, FL 34217
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4 bd · 2 ba · 2,384 sqft · built 1946 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,900,000 (Feb 2014) |
| Tax Bill | $29,544 (2025) |
| Deeds & Mortgages | Jan 2019 Loan Modification Jan 2018 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 71256-0000-2 |
| Primary APN | 71256-0000-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 4,011 sqft |
| 1st Floor Area | 1,450 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Gulf |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 750 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,156 sqft |
| Deck Area | 355 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 101 78TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1047 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | HB_R-2 |
| Legal Description | LOT 8 BLK F HOLMES BEACH DEV THIRD UNIT PI#71256.0000/2 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | HOLMES BEACH DEVELOPMENT 3RD UNIT |
| Legal Tract | 07124000 |
| Legal Block | F |
| Legal Lot Number | 8 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1802 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 966, DUNDEE, FL 33838-0966 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2019 | Loan Modification, Mortgage WAUCHULA ST BK |
| Jan 22, 2018 | Loan Modification, Mortgage WAUCHULA ST BK |
| Jan 22, 2017 | Loan Modification, Mortgage WAUCHULA ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2014 · Amount on Record |
| Deed Sale | Feb 3, 2014 · Amount on Record |
| Deed Document Number | 20143237189 |
| Deed Book / Page | 2507 / 5937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 101 78TH ST, HOLMES BEACH, FL 34217-1047 |
| Document Number | 0027682188 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 MCLEAN PT WINTER HAVEN FL 338844135, WINTER HAVEN, FL 33884-4135 |
| Document Number | 0027682188 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 002768/002188 |
| Instrument | 41014157 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | 1385 US HIGHWAY 27 S, SEBRING, FL 33870-4911 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 13, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 101 78TH ST, HOLMES BEACH, FL 34217-1047 |
| Document Number | 0027112758 |
| Book / Page | 002711 / 002758 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 MCLEAN PT WINTER HAVEN FL 338844135, WINTER HAVEN, FL 33884-4135 |
| Document Number | 0027112758 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 002711/002758 |
| Instrument | 41007930 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | 1385 US HIGHWAY 27 S, SEBRING, FL 33870-4911 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 24, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 101 78TH ST, HOLMES BEACH, FL 34217-1047 |
| Document Number | 0026616590 |
| Book / Page | 002661 / 006590 |
| Instrument Date | Jan 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 MCLEAN PT WINTER HAVEN FL 338844135, WINTER HAVEN, FL 33884-4135 |
| Document Number | 0026616590 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 002661/006590 |
| Instrument | 41016922 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | 1385 US HIGHWAY 27 S, SEBRING, FL 33870-4911 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 23, 2018 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,873,485 (-3.59%) Land $1,873,485 | $1,873,485 (-3.59%) Land $1,873,485 | |
| 2025 | $29,544.00 (-14.21%) | $1,943,286 (-16.67%) Land $1,873,485 Building $69,801 | $1,943,286 (-16.67%) Land $1,873,485 Building $69,801 |
| 2024 | $34,437.00 (+2.72%) | ||
| 2023 | $33,524.00 (+11.63%) | $2,332,060 (+16.69%) Land $1,873,485 Building $458,575 | $2,332,060 (+16.69%) Land $1,873,485 Building $458,575 |
| 2022 | $30,032.00 | $1,998,440 Land $1,571,700 Building $426,740 | $1,998,440 Land $1,571,700 Building $426,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 513 units insured incl. 182 condo units |
| Nearby Flood Claims | 272 (2017–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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