1027 Charles St, Aurora, IL 60506 Property Records

Kane County property record for 1027 Charles St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,736 sqft · built 1952
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2010)
Tax Bill	$7,338 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20-227-018`

Property Details

APN / Parcel Number

Primary APN	`15-20-227-018`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	3,112 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1027 CHARLES ST
City	AURORA
State	IL
Zip	60506-3769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN : LOT 16 BLK 27
Legal Subdivision	WEST PARK ADDN
Legal Block	27
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2006
Census Tract	853100

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1027 CHARLES ST, AURORA, IL 60506-3769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2010 · Amount on File
Deed Sale	Mar 12, 2010 · Amount on File
Prior Sale	Aug 24, 2004 · Amount on File
Deed Document Number	201017039
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1027 CHARLES ST, AURORA, IL 60506-3769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018298
Date	Apr 13, 2020
Instrument	2020K018298

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,338.00 (+4.16%) Homeowner's exemption	$106,800 (+9.39%) Land $10,709 Building $96,091	$320,528 (+9.39%) Land $32,140 Building $288,388
2024		$97,633 (+22.67%) Land $9,790 Building $87,843	$293,016 (+22.71%) Land $29,382 Building $263,634
2022	$7,045.00 (+4.06%)	$79,593 (+7.41%) Land $7,981 Building $71,612	$238,779 (+7.41%) Land $23,943 Building $214,836
2021	$6,770.00	$74,102 Land $7,430 Building $66,672	$222,306 Land $22,290 Building $200,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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