1034 Charles St, Aurora, IL 60506 Property Records

Kane County property record for 1034 Charles St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1952
Lot Size	0.138 acres (6,012 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Dec 2010)
Tax Bill	$5,764 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20-230-003`

Property Details

APN / Parcel Number

Primary APN	`15-20-230-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	2,422 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,012 sqft (0.138 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1034 CHARLES ST
City	AURORA
State	IL
Zip	60506-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 28 IN WEST PARK ADDN
Legal Subdivision	WEST PARK ADDN
Legal Block	28
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	853100

Owner

1034 Charles St is owned and occupied by an individual who bought it in December 2010.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1034 CHARLES ST, AURORA, IL 60506-3713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2010 · Amount on File
Deed Sale	Dec 29, 2010 · Amount on File
Prior Sale	Dec 29, 1999 · Amount on File
Deed Document Number	201088779
Prior Transfer Date	Nov 12, 2001
Prior Transfer Doc	0000123141
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1034 CHARLES ST, AURORA, IL 60506-3713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014895
Date	Mar 24, 2017
Instrument	2017K014895

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1034 CHARLES ST, AURORA, IL 60506-3713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036381
Date	Jul 7, 2020
Instrument	2020K036381

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	251 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1034 Charles St was $5,764 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,764.00 Homeowner's exemption	$85,613 (+9.39%) Land $8,329 Building $77,284	$256,942 (+9.39%) Land $24,997 Building $231,945
2024		$78,264 Land $7,614 Building $70,650	$234,886 Land $22,851 Building $212,035
2022	$5,116.00 (+4.86%) Homeowner's exemption	$63,803 (+7.41%) Land $6,207 Building $57,596	$191,409 (+7.41%) Land $18,621 Building $172,788
2021	$4,879.00 Homeowner's exemption	$59,402 Land $5,779 Building $53,623	$178,206 Land $17,337 Building $160,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1034 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1034 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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