1019 Charles St, Aurora, IL 60506 Property Records

Kane County property record for 1019 Charles St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1927
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Apr 2025)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-228-010`

Property Details

APN / Parcel Number

Primary APN	`15-20-228-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	748 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1019 CHARLES ST
City	AURORA
State	IL
Zip	60506-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN : S 90 FT LOT 22 BLK 26 LOT DIMENSIONS: 50 X 90 APPROX LOT SQ FT 4500 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal Subdivision	WEST PARK ADDN
Legal Block	26
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1018
Census Tract	853100

Owner

1019 Charles St is owned and occupied by an individual who bought it in April 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 CHARLES ST, AURORA, IL 60506-3712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 28, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 9, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 29, 2019	Grant Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on File
Deed Sale	Apr 15, 2025 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	202513252
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0000029700
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1019 CHARLES ST, AURORA, IL 60506-3712
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034348
Date	Oct 3, 2023
Instrument	2023K034348

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 15, 2053

Interest

Rate	12.2%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 28, 2023
Property Address	1019 CHARLES ST, AURORA, IL 60506-3712
Document Number	0000029700
Instrument Date	Aug 1, 2023
Instrument	2023K029700
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1019 CHARLES ST, AURORA, IL 60506-3712

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 9, 2022
Property Address	1019 CHARLES ST, AURORA, IL 60506-3712
Document Number	0000054354
Instrument Date	Nov 7, 2022
Instrument	2022K054354
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 CHARLES ST, AURORA, IL 60506-3712

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 29, 2019
Property Address	1019 CHARLES ST, AURORA, IL 60506-3712
Document Number	0000021669
Instrument Date	May 17, 2019
Instrument	21669
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	363 CEDAR ST AURORA IL 605063951, AURORA, IL 60506-3951

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Charles St was $4,583.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00	$69,704 (+20.26%) Land $5,950 Building $63,754	$209,196 (+20.26%) Land $17,857 Building $191,339
2024		$57,960 Land $5,439 Building $52,521	$173,950 Land $16,324 Building $157,626
2022	$3,246.00 (+5.36%) Homeowner's exemption	$42,673 (+7.41%) Land $4,434 Building $38,239	$128,019 (+7.41%) Land $13,302 Building $114,717
2021	$3,081.00 Homeowner's exemption	$39,729 Land $4,128 Building $35,601	$119,187 Land $12,384 Building $106,803

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1019 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1019 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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