1018 Charles St, Aurora, IL 60506 Property Records

Kane County property record for 1018 Charles St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1926
Lot Size	0.138 acres (6,013 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2022)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20-230-006`

Property Details

APN / Parcel Number

Primary APN	`15-20-230-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,196 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,013 sqft (0.138 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	1018 CHARLES ST
City	AURORA
State	IL
Zip	60506-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN : LOT 5 BLK 28 LOT DIMENSIONS: 50 X 120.25 - APPROX LOT SQ FT 6013 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal Subdivision	WEST PARK ADDN
Legal Block	28
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	853100

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 CHARLES ST, AURORA, IL 60506-3713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	May 15, 2014 · Amount on Record
Deed Document Number	202247354
Prior Transfer Date	May 15, 2013
Prior Transfer Doc	0000023970
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 23, 2022
Property Address	1018 CHARLES ST, AURORA, IL 60506-3713
Document Number	0000047354
Instrument Date	Aug 18, 2022
Instrument	2022K047354
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CHARLES ST, AURORA, IL 60506-3713

Mortgage

Document Number	0000047355
Date	Sep 23, 2022
Instrument	2022K047355

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.49%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1018 CHARLES ST, AURORA, IL 60506-3713
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030674
Date	Apr 20, 2021
Instrument	2021K030674

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00 (-4.03%) Homeowner's exemption	$66,712 (+9.39%) Land $8,329 Building $58,383	$200,216 (+9.39%) Land $24,997 Building $175,219
2024		$60,985 (+18.8%) Land $7,614 Building $53,371	$183,028 (+18.85%) Land $22,851 Building $160,177
2022	$4,543.00 (+4.05%)	$51,333 (+7.41%) Land $6,207 Building $45,126	$153,999 (+7.41%) Land $18,621 Building $135,378
2021	$4,366.00	$47,792 Land $5,779 Building $42,013	$143,376 Land $17,337 Building $126,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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