Allen County property record for 1020 Loretta Pl, Lima, OH 45805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,490 sqft · built 1978 |
| Lot Size | 0.403 acres (17,555 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,000 (Jun 1985) |
| Tax Bill | $2,339 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2608-06-004.000 |
| Primary APN | 36-2608-06-004.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| Gross Area | 2,430 sqft |
| 1st Floor Area | 1,490 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 17,555 sqft (0.403 acres) |
| Lot Dimensions | 136 ft deep x 129 ft wide |
| Garage Type | Attached |
| Garage Area | 772 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 188 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1020 LORETTA PL |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF GRAHAM ESTATES NO 2 LOT 27041 FF 214.80 |
| Legal Subdivision | REPLAT OF GRAHAM ESTATES |
| Legal Lot Number | 27041 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13000 |
1020 Loretta Pl is owned and occupied by an individual who bought it in June 1985.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 LORETTA PL, LIMA, OH 45805-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 1985 · Amount on File |
| Deed Sale | Jun 13, 1985 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1020 LORETTA PL, LIMA, OH 45805-1642 |
| Document Number | 0000008500 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | ATI TITLE COMPANY (ATI) |
| Name | Verified Name |
|---|---|
| Address | 1020 LORETTA PL LIMA OH 458051642, LIMA, OH 45805-1642 |
| Document Number | 0000008500 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 8500 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1020 Loretta Pl was $2,339.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,339.00 | $66,510 (-) Land $13,340 Building $53,170 | $190,000 (-) Land $38,100 Building $151,900 |
| 2024 | $2,339.00 (+19.58%) Homeowner's exemption | $66,510 (+37.99%) Land $13,340 Building $53,170 | $190,000 Land $38,100 Building $151,900 |
| 2023 | $1,956.00 (-0.61%) Homeowner's exemption | $48,200 (-) Land $9,660 Building $38,540 | |
| 2022 | $1,968.00 Homeowner's exemption | $48,200 Land $9,660 Building $38,540 | |
| 2021 | $137,700 Land $27,600 Building $110,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Loretta Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1020 Loretta Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: TSC.
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