Clermont County property record for 1025 Tracy Ct, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,745 sqft · built 1987 |
| Lot Size | 0.469 acres (20,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,000 (Aug 2002) |
| Tax Bill | $4,754 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-55-01A-021 |
| Primary APN | 28-55-01A-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 125 sqft |
| Unfinished Basement | 125 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,430 sqft (0.469 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 292 sqft |
|---|---|
| Patio Area | 292 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1025 TRACY CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLAMAR; LOT 21 |
| Legal Subdivision | FLAMAR |
| Legal Lot Number | 21 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41504 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1025 TRACY CT, CINCINNATI, OH 45245-2756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage CINCINNATI FSLA |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2002 · Amount on Record |
| Deed Sale | Aug 2, 2002 · Amount on Record |
| Prior Sale | Jun 1, 1988 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1025 TRACY CT, CINCINNATI, OH 45245-2756 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022727 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 2928/3089 |
| Instrument | 202200022727 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1025 TRACY CT, CINCINNATI, OH 45245-2756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029317 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 2856/732 |
| Instrument | 202000029317 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,754.00 (-44.35%) | $88,420 (-) Land $19,640 Building $68,780 | |
| 2024 | $252,600 (-) Land $56,100 Building $196,500 | ||
| 2023 | $8,542.00 (+130.49%) Homeowner's exemption | $88,420 (+40.35%) Land $19,640 Building $68,780 | $252,600 (+40.33%) Land $56,100 Building $196,500 |
| 2022 | $3,706.00 Homeowner's exemption | $63,000 Land $14,000 Building $49,000 | |
| 2020 | $180,000 Land $40,000 Building $140,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures