Clermont County property record for 1019 Tracy Ct, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,223 sqft · built 1984 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,900 (Jun 2018) |
| Tax Bill | $5,386 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-55-01A-018 |
| Primary APN | 28-55-01A-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,223 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,081 sqft (0.461 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 433 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 240 sqft |
| Patio Area | 624 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1019 TRACY CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLAMAR; LOT 18 |
| Legal Subdivision | FLAMAR SUB |
| Legal Lot Number | 18 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41504 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1019 TRACY CT, CINCINNATI, OH 45245-2756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jun 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Feb 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP |
| Jun 22, 2018 | Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Jun 29, 1998 · Amount on Record |
| Deed Document Number | 201814041 |
| Deed Book / Page | 2777 / 1188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1019 TRACY CT, CINCINNATI, OH 45245-2756 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1019 TRACY CT, CINCINNATI, OH 45245-2756 |
| Document Number | 0000031182 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 2936/2105 |
| Instrument | 202200031182 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, DE 19807 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1019 TRACY CT, CINCINNATI, OH 45245-2756 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041186 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 2905/5861 |
| Instrument | 202100041186 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1019 TRACY CT, CINCINNATI, OH 45245-2756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TTL OF CINCINNATI IN |
| Name | Verified Name |
|---|
| Document Number | 0000012844 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 2810/4858 |
| Instrument | 201900012844 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1019 TRACY CT, CINCINNATI, OH 45245-2756 |
| Document Number | 0000005680 |
| Instrument Date | Feb 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 1019 TRACY CT CINCINNATI OH 452452756, CINCINNATI, OH 45245-2756 |
| Document Number | 0000005680 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 002832/002066 |
| Instrument | 5680 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 22, 2018 |
| Property Address | 1019 TRACY CT, CINCINNATI, OH 45245-2756 |
| Document Number | 0000014041 |
| Book / Page | 2777 / 1188 |
| Map Reference | PB V PG 62-63 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 201800014041 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $959.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1019 TRACY CT, CINCINNATI, OH 45245-2756 |
| Document Number | 0000014042 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 201800014042 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,386.00 (-44.35%) | $100,180 (-) Land $19,640 Building $80,540 | |
| 2024 | $286,200 (-) Land $56,100 Building $230,100 | ||
| 2023 | $9,678.00 (+130.48%) Homeowner's exemption | $100,180 (+40.37%) Land $19,640 Building $80,540 | $286,200 (+40.36%) Land $56,100 Building $230,100 |
| 2022 | $4,199.00 Homeowner's exemption | $71,370 Land $14,000 Building $57,370 | |
| 2020 | $203,900 Land $40,000 Building $163,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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