1022 Tracy Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 1022 Tracy Ct, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,759 sqft · built 1987
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Trust Names on File
Last Sale	$120,000 (Jun 1992)
Tax Bill	$4,353 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-55-01A-012`

Property Details

APN / Parcel Number

Primary APN	`28-55-01A-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,759 sqft Living Area
1st Floor Area	810 sqft
Basement Area	125 sqft
Unfinished Basement	125 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
View / Lot	Cul-de-sac
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	586 sqft
Patio Area	586 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1022 TRACY CT
City	CINCINNATI
State	OH
Zip	45245-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAMAR; LOT 12
Legal Subdivision	FLAMAR
Legal Lot Number	12
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1002
Census Tract	41504

Owner

1022 Tracy Ct is owner-occupied and held in a trust since December 2024.

Source: Clermont County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1022 TRACY CT, CINCINNATI, OH 45245-2756
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1992 · Amount on File
Deed Sale	Jun 15, 1992 · Amount on File
Prior Sale	Oct 1, 1987 · Amount on File
Last Transfer Date	Dec 12, 2024
Transfer Doc	0000000162
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1022 TRACY CT, CINCINNATI, OH 45245-2756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027111
Date	Dec 4, 2018
Book Page	2797/3975
Instrument	201800027111

Lender

Name	PARK NATL BANK OF SW OHIO & N KENTUCKY
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Tracy Ct was $4,353 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,353.00	$91,110 Land $19,640 Building $71,470
2024			$260,300 (-) Land $56,100 Building $204,200
2023	$8,802.00 (+166.49%) Homeowner's exemption	$91,110 (+40.41%) Land $19,640 Building $71,470	$260,300 Land $56,100 Building $204,200
2022	$3,303.00 Homeowner's exemption	$64,890 Land $14,000 Building $50,890
2020			$185,400 Land $40,000 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 Tracy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Tracy Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20