1021 Tracy Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 1021 Tracy Ct, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,821 sqft · built 1987
Lot Size	0.499 acres (21,736 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (May 2023)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-55-01A-019`

Property Details

APN / Parcel Number

Primary APN	`28-55-01A-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,821 sqft Living Area
1st Floor Area	840 sqft
Basement Area	125 sqft
Unfinished Basement	125 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,736 sqft (0.499 acres)
View / Lot	Cul-de-sac
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1021 TRACY CT
City	CINCINNATI
State	OH
Zip	45245-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAMAR; LOT 19
Legal Subdivision	FLAMAR
Legal Lot Number	19
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1002
Census Tract	41504

Owner

1021 Tracy Ct is owned and occupied by an individual who bought it in May 2023.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1021 TRACY CT, CINCINNATI, OH 45245-2756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Aug 11, 1994 · Amount on File
Deed Document Number	20237360
Deed Book / Page	2943 / 1723
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 1, 2023
Property Address	1021 TRACY CT, CINCINNATI, OH 45245-2756
Document Number	0000007360
Book / Page	2943 / 1723
Map Reference	MB V PG 62&63
Instrument Date	Apr 27, 2023
Instrument	202300007360
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 TRACY CT, CINCINNATI, OH 45245-2756

Mortgage

Document Number	0000007361
Date	May 1, 2023
Instrument	202300007361

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1021 Tracy Ct was $4,752 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,752.00	$88,380 Land $19,640 Building $68,740
2024			$252,500 (-) Land $56,100 Building $196,400
2023	$8,538.00 (+130.51%) Homeowner's exemption	$88,380 (+40.35%) Land $19,640 Building $68,740	$252,500 Land $56,100 Building $196,400
2022	$3,704.00 Homeowner's exemption	$62,970 Land $14,000 Building $48,970
2020			$179,900 Land $40,000 Building $139,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1021 Tracy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Tracy Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20