McHenry County property record for 903 N River Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,356 sqft · built 1932 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,054 (2024) |
| Deeds & Mortgages | Jul 2020 Line of Credit Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-476-027 |
| Primary APN | 19-27-476-027 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 903 N RIVER RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0037030 PT SE1/4 SE1/4 |
| Legal Block | 476 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 871600 |
Source: McHenry County records, as of June 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 903 N RIVER RD, ALGONQUIN, IL 60102-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Sep 15, 2020 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 1995 |
| Deed Sale | Apr 19, 1995 |
| Deed Document Number | 199595R-014089 |
| Prior Transfer Date | Apr 13, 1995 |
| Prior Transfer Doc | 0095014089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 903 N RIVER RD, ALGONQUIN, IL 60102-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027087 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020R0027087 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 15, 2020 |
| Property Address | 903 N RIVER RD, ALGONQUIN, IL 60102-2406 |
| Document Number | 0000037030 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 2020R0037030 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 N RIVER RD, ALGONQUIN, IL 60102-2406 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,054.00 | $133,013 (+33.92%) Land $39,287 Building $93,726 | $399,039 (+33.92%) Land $117,861 Building $281,178 |
| 2022 | Homeowner's exemption | $99,325 Land $40,885 Building $58,440 | $297,975 Land $122,655 Building $175,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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