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10245 Riverside Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 10245 Riverside Dr, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,029 sqft · built 1942
Lot Size0.182 acres (7,928 sqft)
Owner2 Trust Names on Record
Last Sale$380,000 (Mar 2012)
Tax Bill$6,027 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN078-062-10

Property Details

APN / Parcel Number

Primary APN078-062-10
Alternative APN
  • 078-062-10-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,029 sqft Living Area
Gross Area1,389 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Construction TypeWood
Lot Area7,928 sqft (0.182 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address10245 RIVERSIDE DR
CityBEN LOMOND
StateCA
Zip95005-9211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionBROOK LOMOND 01 TR 14
Legal Lot Number24
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1009
Census Tract120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address10245 RIVERSIDE DR, BEN LOMOND, CA 95005-9211
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 7, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2012 · Amount on Record
Deed SaleMar 16, 2012 · Amount on Record
Deed Document Number201213072
Last Transfer DateJun 29, 2020
Transfer Doc0000024350
Record UpdatedSep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 6, 2020
Property Address10245 RIVERSIDE DR, BEN LOMOND, CA 95005-9211
Document Number0000024248
Map ReferenceVOL 26 PG 13
Instrument DateJun 29, 2020
Instrument2020-0024248
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10245 RIVERSIDE DR, BEN LOMOND, CA 95005-9211

Mortgage

Document Number0000024249
DateJul 6, 2020
Instrument2020-0024249
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 7, 2020
Property Address10245 RIVERSIDE DR, BEN LOMOND, CA 95005-9211
Document Number0000024350
Instrument DateJun 29, 2020
Instrument24350
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10245 RIVERSIDE DR BEN LOMOND CA 950059211, BEN LOMOND, CA 95005-9211

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,848 (+2%) Land $292,109 Building $194,739
2025$6,027.00 (+4.95%)$477,302 (+4.04%) Land $286,381 Building $190,921
2023$5,743.00 (+2.44%)$458,768 Land $275,261 Building $183,507$635,220
2022$5,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Surfnet Communications.

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